131 E Elm St, Torrington, CT 06790 Property Records

Torrington City property record for 131 E Elm St, Torrington, CT 06790

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$380,000 (Oct 2023)
Tax Bill$9,684 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Jun 2020 Sale & Mortgage
+ 1 more
APN10797

Property Details

APN / Parcel Number

Primary APN10797
Alternative APNs
  • TORR M:119 B:018 L:014
  • 010797

Interior

Units3 Units

Exterior

Architectural StyleTriplex
Lot Area10,890 sqft (0.25 acres)
Deck AreaDeck Area
Total Buildings2 Buildings

Utilities, Heating & Cooling

SewerSeptic

Location & Zoning

Account Number10797
Street Address131 E ELM ST
CityTORRINGTON
StateCT
Zip06790-5018
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning CodeR6
Legal Block18
Legal Lot Number14
JurisdictionTORRINGTON CT
Township / Civil DivisionTORRINGTON
Census Block Group2
Census Block2010
Census Tract310100

Owner

Source: Torrington City records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address131 E ELM ST, TORRINGTON, CT 06790-5018
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
LITCHFIELD BANCORP
Jun 29, 2020Deed, Transfer · Stand-Alone First Mortgage
TOTAL MORTGAGE SERVICES LLC
Apr 18, 2017Deed of Trust, Mortgage
LITCHFIELD BANCORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2023 · Amount on Record
Deed SaleOct 20, 2023 · Amount on Record
Prior SaleJun 29, 2020 · Amount on Record
Deed Document Number20232023-487865
Deed Book / Page1400 / 413
Record UpdatedSep 20, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTORRINGTON CT
Recording DateOct 20, 2023
Property Address131 E ELM ST, TORRINGTON, CT 06790-5018
Document Number001400-413
Book / Page1400 / 413
Instrument DateOct 18, 2023
Instrument2023-487865
Transaction TypeTransfer
Record UpdatedJul 18, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common

Mortgage

Document Number2023487866
DateOct 20, 2023
Instrument2023-487866
Lender
NameLITCHFIELD BANCORP
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate7.13%
Type Change DateNov 1, 2033
Max Rate At Change2.75%
Index1-Year CMT

June 2020: Deed, Transfer

Document TypeDeed
JurisdictionTORRINGTON CT
Recording DateJun 29, 2020
Property Address131 E ELM ST, TORRINGTON, CT 06790-5018
Document Number1310-111
Book / Page1310 / 111
Instrument DateJun 25, 2020
Instrument2020-457143
Transaction TypeTransfer
Record UpdatedAug 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 NORTH ST, MANCHESTER, CT 06042-2022

Mortgage

Document Number2020457144
DateJun 29, 2020
Instrument2020-457144
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTORRINGTON CT
Property Address131 E ELM ST, TORRINGTON, CT 06790-5018
Document Number1244-1049
Book / Page001244 / 001049
Instrument DateApr 18, 2017
Transaction TypeMortgage
Record UpdatedMay 9, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address148 E ALBERT ST TORRINGTON CT 067906524, TORRINGTON, CT 06790-6524

Mortgage

Document Number1244-1049
DateApr 18, 2017
Book Page001244/001049
Instrument428824
Lender
NameLITCHFIELD BANCORP
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityTorrington City
Unified School DistrictTorrington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,684.00$251,860 (+77.52%) Land $20,370 Building $231,490$176,302 Land $14,259 Building $162,043
2024$9,684.00 (+42.31%)
2023$6,805.00 (+1.75%)$141,880 (-) Land $20,370 Building $121,510
2022$6,688.00$141,880 Land $20,370 Building $121,510

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTORRINGTON WATER COMPANY
private · serves 37,915 people · EPA ID CT1430011
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment report not submitted
Mar 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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