131 E Cypress Ct, #231, Oldsmar, FL 34677 Property Records

Pinellas County property record for 131 E Cypress Ct, #231, Oldsmar, FL 34677

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,054 sqft · built 1980
Lot Size	9.09 acres (396,069 sqft)
Owner	Individual Name on Record
Last Sale	$83,000 (Sep 2015)
Tax Bill	$639 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2022 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-759-1416-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-1416-8`
Alternative APNs	`09-28-16-23944-002-0310` `281609239440020310` `162809239440020310` `R98600`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,054 sqft Living Area
1st Floor Area	1,054 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	396,069 sqft (9.09 acres)
View / Lot	Corner
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R98600
Street Address	131 E CYPRESS CT, 231
City	OLDSMAR
State	FL
Zip	34677-2198
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	EAST LAKE WOODLANDS CYPRESS EST UNIT 2 CONDO BLDG 2, UNIT 31
Legal Range	16E
Legal Township	28S
Legal Section	9
Legal Subdivision	EAST LAKE WOODLANDS
Legal Tract	23944
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2001
Census Tract	27326

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	131 E CYPRESS CT, OLDSMAR, FL 34677-2198
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
Mar 8, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Dec 11, 2019	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Dec 12, 2019	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jan 26, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jan 26, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2015 · Amount on Record
Deed Sale	Sep 4, 2015 · Amount on Record
Prior Sale	Sep 4, 2007 · Amount on Record
Deed Document Number	2015254390
Deed Book / Page	18910 / 1272
Last Transfer Date	Jan 23, 2017
Transfer Doc	0194971721
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	131 E CYPRESS CT, OLDSMAR, FL 34677-2198
Transaction Type	Mortgage
Record Updated	Feb 13, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 CYPRESS CT B, B, OLDSMAR, FL 34677-6108

Mortgage

Document Number	0218751389
Date	Jan 3, 2022
Book Page	21875/1389
Instrument	2022001532

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2042

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	131 E CYPRESS CT, OLDSMAR, FL 34677-2198
Transaction Type	Mortgage
Record Updated	Feb 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 E CYPRESS CT, OLDSMAR, FL 34677-2198

Mortgage

Document Number	0219652545
Date	Mar 8, 2022
Book Page	21965/2545
Instrument	2022072915

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	131 E CYPRESS CT, OLDSMAR, FL 34677-2198
Transaction Type	Mortgage
Record Updated	May 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0208030037
Date	Dec 11, 2019
Book Page	20803/0037
Instrument	2019394684

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 27, 2034

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	131 E CYPRESS CT, OLDSMAR, FL 34677-2198
Transaction Type	Mortgage
Record Updated	May 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0208060028
Date	Dec 12, 2019
Book Page	20806/0028
Instrument	2019397472

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 22, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	131 E CYPRESS CT, OLDSMAR, FL 34677-2198
Transaction Type	Mortgage
Record Updated	May 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 ECYPRESS CT, OLDSMAR, FL 34677

Mortgage

Document Number	0213571241
Date	Jan 26, 2021
Book Page	21357/1241
Instrument	2021024360

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 26, 2017
Property Address	131 E CYPRESS CT, OLDSMAR, FL 34677-2198
Document Number	0194971721
Book / Page	019497 / 001721
Instrument Date	Jan 23, 2017
Instrument	28385
Transaction Type	Transfer
Record Updated	Feb 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 E CYPRESS CT #2-31 OLDSMAR FL 346772198, 2-31, OLDSMAR, FL 34677-2198

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$639.00 (+9.61%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$82,279 (+5.99%)	$167,197 (-5.3%) Building $167,197
2024	$583.00 (+5.05%)
2023	$555.00 (-6.41%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$77,631 (+3%)	$176,551 (+32.81%) Building $176,551
2022	$593.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$75,370	$132,933 Building $132,933

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 63 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	187 units insured incl. 124 condo units
Nearby Flood Claims	4 (1988–2016)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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