Madison County property record for 131 E Broadway Ave, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 2,169 sqft |
| Lot Size | 0.219 acres (9,538 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Apr 2023) |
| Tax Bill | $2,263 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Jan 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R007-0026-0025 |
| Primary APN | R007-0026-0025 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,169 sqft Living Area |
| 1st Floor Area | 1,673 sqft |
| Basement Area | 1,673 sqft |
| Unfinished Basement | 1,673 sqft |
| Exterior Material | Stone |
|---|---|
| Lot Area | 9,538 sqft (0.219 acres) |
| Account Number | 40638 |
|---|---|
| Street Address | 131 E BROADWAY AVE |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | POWELL ADDT LOT 3 BLK C |
| Legal Subdivision | POWELL ADD |
| Legal Block | C |
| Legal Lot Number | 3 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10400 |
131 E Broadway Ave is owned and occupied by an individual who bought it in April 2023.
Source: Madison County records, as of December 9, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 131 E BROADWAY AVE, RICHMOND, KY 40475-1533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage GUARDIAN SAVINGS BANK |
| Jan 18, 2022 | Deed of Trust, Mortgage · Line of Credit PARK COMMUNITY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2023 · Amount on File |
| Deed Sale | Apr 24, 2023 · Amount on File |
| Deed Document Number | 202314141491 |
| Deed Book / Page | 837 / 296 |
| Prior Transfer Date | Apr 6, 2023 |
| Prior Transfer Doc | 00D837/296 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 24, 2023 |
| Property Address | 131 E BROADWAY AVE, RICHMOND, KY 40475-1533 |
| Document Number | 00D837/296 |
| Book / Page | D837 / 296 |
| Instrument Date | Apr 6, 2023 |
| Instrument | 2014141491 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 518 WHITEWATER AVE, SAINT CHARLES, MN 55972-1032 |
| Name | Verified Name |
|---|---|
| Address | 131 E BROADWAY AVE, RICHMOND, KY 40475-1533 |
| Document Number | 2014141492 |
|---|---|
| Date | Apr 24, 2023 |
| Instrument | 2014141492 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.87% |
| Index | 1-Year CMT |
| Max Rate | 11.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 131 E BROADWAY AVE, RICHMOND, KY 40475-1533 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M2126/578 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | M2126/578 |
| Instrument | 2014072931 |
| Name | PARK COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40299 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 131 E Broadway Ave was $2,263.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,263.00 | $240,000 | $240,000 |
| 2023 | $1,159.00 (-0.26%) | $119,500 (-) | $119,500 (-) |
| 2022 | $1,162.00 | $119,500 | $119,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 131 E Broadway Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1989–2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 131 E Broadway Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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