131 E Beach Rd, #104, Tavernier, FL 33070 Property Records

Monroe County property record for 131 E Beach Rd, #104, Tavernier, FL 33070

Property Summary

Property Type	Condominium
Details	4 bd · 4.5 ba · 3,364 sqft · built 2018
Lot Size	2.87 acres (125,270 sqft)
Owner	2 Company Names on Record
Last Sale	$10,000,000 (Feb 2023)
Tax Bill	$53,856 (2024)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00569471-006104`

Property Details

APN / Parcel Number

Primary APN	`00569471-006104`
Alternative APN	`9104243`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,364 sqft Living Area
1st Floor Area	3,364 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Lot Area	125,270 sqft (2.87 acres)

Location & Zoning

Account Number	9104243
Street Address	131 E BEACH RD, 104
City	TAVERNIER
State	FL
Zip	33070-2933
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 104 121 MARINA A CONDOMINIUM OR2905-569 OR2983-0247 OR3153-2016 OR3212-2317
Legal Range	41E
Legal Township	59S
Legal Section	07
Legal Subdivision	OCEAN REEF NO 1 RESUBD AREA A
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3042
Census Tract	972700

Owner

Source: Monroe County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 15672, COLUMBUS, OH 43215-0672
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Warranty Deed, Transfer · Commercial Mortgage RIVERSIDE BANK OF DUBLIN
Feb 8, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 4, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2023 · Amount on Record
Deed Sale	Feb 22, 2023 · Amount on Record
Prior Sale	Feb 8, 2022 · Amount on Record
Deed Document Number	20232407618
Deed Book / Page	3212 / 2317
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 22, 2023
Property Address	131 BEACH RD UNIT 104, 104, KEY LARGO, FL 33037-4391
Document Number	0032122317
Book / Page	3212 / 2317
Map Reference	MB 2905 PG 569
Instrument Date	Feb 16, 2023
Instrument	2407618
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3625 N HALL ST STE 900, 900, DALLAS, TX 75219-5147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 15672, COLUMBUS, OH 43215-0672

Mortgage

Document Number	0032122326
Date	Feb 22, 2023
Book Page	3212/2326
Instrument	2407620

Lender

Name	RIVERSIDE BANK OF DUBLIN
Type	Bank
Address	DUBLIN, OH 43017

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 8, 2022
Property Address	131 BEACH RD UNIT 104, 104, KEY LARGO, FL 33037-4391
Document Number	0031532016
Book / Page	3153 / 2016
Map Reference	MB 2905 PG 569
Instrument Date	Feb 4, 2022
Instrument	2360520
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	REECH TITLE COMPANY LLC, REEF TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2806 RUE RICHELIEU, 2806, BELOEIL XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3625 N HALL ST STE 900, 900, DALLAS, TX 75219-5147

Mortgage

Document Number	0031532020
Date	Feb 8, 2022
Instrument	3153/2020

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Mar 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.25%
Index	Other
Max Rate	7.25%

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE FL
Recording Date	Sep 4, 2019
Property Address	131 BEACH RD UNIT 104, 104, KEY LARGO, FL 33037-4391
Document Number	0029830247
Book / Page	002983 / 000247
Instrument Date	Aug 29, 2019
Instrument	2235183
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$40,600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2806 RICHELIEU ST,

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$10,240,655 (+57.67%) Building $10,240,655	$10,240,655 (+57.67%) Building $10,240,655
2024	$53,856.00 (+21.26%)
2023	$44,414.00 (+10.17%)	$6,494,933 (-) Building $6,494,933	$6,494,933 (-) Building $6,494,933
2022	$40,313.00	$6,494,933 Building $6,494,933	$6,494,933 Building $6,494,933

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 838 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,585 units insured incl. 747 condo units
Nearby Flood Claims	78 (2005–2023)
Claims Outside the SFHA	1 of 78
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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