131 E 48th St, Savannah, GA 31405 Property Records

Chatham County property record for 131 E 48th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,032 sqft · built 1918
Lot Size	0.14 acres (6,090 sqft)
Owner	Individual Name on Record
Last Sale	$570,000 (May 2019)
Tax Bill	$6,021 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Dec 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2-0087-17-008`

Property Details

APN / Parcel Number

Primary APN	`2-0087-17-008`
Alternative APN	`C234658`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,032 sqft Living Area
1st Floor Area	2,018 sqft
Upper Floors Area	1,014 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,090 sqft (0.14 acres)
Lot Dimensions	105 ft deep x 58 ft wide
Garage Type	Mixed
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	45 sqft
Deck Area	136 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	131 E 48TH ST
City	SAVANNAH
State	GA
Zip	31405-2122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	PT LTS A + B MCKENNA WD
Legal Subdivision	ARDSLEY PARK
Legal Lot Number	A
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1038
Census Tract	2900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	131 E 48TH ST, SAVANNAH, GA 31405-2122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2020	Deed of Trust, Mortgage · Line of Credit WORKMENS CIRCLE CREDIT UNION
Dec 14, 2023	Deed of Trust, Mortgage · Line of Credit WORKMENS CIRCLE CREDIT UNION
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS
Mar 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage WORKMENS CIRCLE CREDIT UNION
May 31, 2019	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIOS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Prior Sale	Aug 28, 2015 · Amount on Record
Deed Document Number	20195672
Deed Book / Page	1636 / 32
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	131 E 48TH ST, SAVANNAH, GA 31405-2122
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 E 48TH ST, SAVANNAH, GA 31405-2122

Mortgage

Document Number	0018650010
Date	Mar 4, 2020
Book Page	0000001865/0000000010
Instrument	032199920009

Lender

Name	WORKMENS CIRCLE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	131 E 48TH ST, SAVANNAH, GA 31405-2122
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 E 48TH ST, SAVANNAH, GA 31405-2122

Mortgage

Document Number	0032620446
Date	Dec 14, 2023
Book Page	0000003262/0000000446

Lender

Name	WORKMENS CIRCLE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	168 Months
Due	Jan 1, 2038

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	131 E 48TH ST, SAVANNAH, GA 31405-2122
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 E 48TH ST, SAVANNAH, GA 31405-2122

Mortgage

Document Number	0000001904/0000000596
Date	Apr 17, 2020
Book Page	0000001904/0000000596

Lender

Name	BROKER SOLUTIONS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	131 E 48TH ST, SAVANNAH, GA 31405-2122
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 E 48TH ST, SAVANNAH, GA 31405-2122

Mortgage

Document Number	0000001865/0000000010
Date	Mar 4, 2020
Book Page	0000001865/0000000010
Instrument	032199920009

Lender

Name	WORKMENS CIRCLE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	May 31, 2019
Property Address	131 E 48TH ST, SAVANNAH, GA 31405-2122
Document Number	0016360032
Book / Page	1636 / 32
Instrument Date	May 31, 2019
Instrument	2019-005672
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 E 48TH ST, SAVANNAH, GA 31405-2122

Mortgage

Document Number	0000001636/0000000034
Date	Jun 5, 2019
Book Page	0000001636/0000000034
Instrument	031719420014

Lender

Name	BROKER SOLUTIOS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,021.00 (+149.94%) Homeowner's exemption	$352,280 (+32.76%) Land $64,000 Building $288,280	$880,700 (+32.76%) Land $160,000 Building $720,700
2023		$265,360 (+16.24%) Land $64,800 Building $200,560	$663,400 (+16.24%) Land $162,000 Building $501,400
2022	$2,409.00	$228,280 Land $20,000 Building $208,280	$570,700 Land $50,000 Building $520,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	14 (1979–2024)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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