Middlesex County and Westford Town property record for 131 Dunstable Rd, Westford, MA 01886
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,796 sqft · built 1990 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $380,000 (Apr 2013) |
| Tax Bill | $10,981 (2026) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Jul 2024 Mortgage + 5 more |
| Flood Zone | Zone A (high risk) |
| APN | WFOR M:0044.0 P:0039 S:0001 |
| Primary APN | WFOR M:0044.0 P:0039 S:0001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,796 sqft Living Area |
| Gross Area | 3,760 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,867 sqft (1.03 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 131 DUNSTABLE RD |
|---|---|
| City | WESTFORD |
| State | MA |
| Zip | 01886-1012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Jurisdiction | WESTFORD MA |
| Township / Civil Division | WESTFORD |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 318100 |
Source: Middlesex County and Westford Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 131 DUNSTABLE RD, WESTFORD, MA 01886-1012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 19, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) PENNYMAC LOAN SERVICES LLC |
| Sep 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Sep 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| May 29, 2020 | Deed of Trust, Mortgage · Line of Credit HANSCOM FCU |
| Sep 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Jul 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2013 · Amount on Record |
| Deed Sale | Apr 17, 2013 · Amount on Record |
| Deed Book / Page | 27186 / 239 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFORD MA |
| Property Address | 131 DUNSTABLE RD, WESTFORD, MA 01886-1012 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039727-125 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | 39727/125 |
| Instrument | 39866 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFORD MA |
| Property Address | 131 DUNSTABLE RD, WESTFORD, MA 01886-1012 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 038629-119 |
|---|---|
| Date | Jul 19, 2024 |
| Book Page | 38629/119 |
| Instrument | 21255 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFORD MA |
| Property Address | 131 DUNSTABLE RD, WESTFORD, MA 01886-1012 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 036218-132 |
|---|---|
| Date | Sep 7, 2021 |
| Book Page | 36218/132 |
| Instrument | 52292 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFORD MA |
| Property Address | 131 DUNSTABLE RD, WESTFORD, MA 01886-1012 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36218-132 |
|---|---|
| Date | Sep 7, 2021 |
| Book Page | 36218/132 |
| Instrument | 52292 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFORD MA |
| Property Address | 131 DUNSTABLE RD, WESTFORD, MA 01886-1012 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34177-242 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 34177/242 |
| Instrument | 22843 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFORD MA |
| Property Address | 131 DUNSTABLE RD, WESTFORD, MA 01886-1012 |
| Document Number | 33343-241 |
| Instrument Date | Sep 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 131 DUNSTABLE RD WESTFORD MA 018861012, WESTFORD, MA 01886-1012 |
| Document Number | 33343-241 |
|---|---|
| Date | Sep 13, 2019 |
| Book Page | 033343/000241 |
| Instrument | 39184 |
| Name | PENNYMAC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 12, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFORD MA |
| Property Address | 131 DUNSTABLE RD, WESTFORD, MA 01886-1012 |
| Document Number | 32243-281 |
| Instrument Date | Jul 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 131 DUNSTABLE RD WESTFORD MA 018861012, WESTFORD, MA 01886-1012 |
| Document Number | 32243-281 |
|---|---|
| Date | Jul 16, 2018 |
| Book Page | 032243/000281 |
| Instrument | 29985 |
| Name | PENNYMAC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 15, 2048 |
Source: Middlesex County and Westford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Westford Town |
| Unified School District | Westford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,981.00 (+7.18%) | $837,600 (+10.12%) Land $325,500 Building $512,100 | $683,810 (-) |
| 2025 | $10,245.00 (+2.34%) | $760,600 (+4.62%) Land $319,100 Building $441,500 | $683,810 (+4.17%) |
| 2024 | $10,011.00 (+0.6%) | $727,000 (+7.83%) Land $303,900 Building $423,100 | $656,450 |
| 2023 | $9,951.00 | $674,200 Land $289,500 Building $384,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2002–2005) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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