131 Dawson Dr, Elgin, IL 60120 Property Records

Kane County property record for 131 Dawson Dr, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,400 sqft · built 2005
Lot Size	0.21 acres (936 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Sep 2026)
Tax Bill	$7,703 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-13-353-027`

Property Details

APN / Parcel Number

Primary APN	`06-13-353-027`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,400 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Lot Area	936 sqft (0.21 acres)
Lot Dimensions	24 ft deep x 39 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	131 DAWSON DR
City	ELGIN
State	IL
Zip	60120-6409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER PARK PLACE LOT 7 AS DESC IN DOC 2007K019299
Legal Subdivision	RIVER PARK PLACE
Legal Block	2
Legal Lot Number	7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2046
Census Tract	854600

Owner

Source: Kane County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1916 N HIGH GROVE LN, PALATINE, IL 60074-1240
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Apr 24, 2023	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN VIEW BANK OF COMMERCE
Oct 7, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLIANT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2026 · Amount on Record
Deed Sale	Sep 2, 2026 · Amount on Record
Prior Sale	Apr 24, 2023 · Amount on Record
Deed Document Number	202638068
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 2, 2026
Property Address	131 DAWSON DR, ELGIN, IL 60120-6409
Document Number	0000038068
Instrument Date	Jul 30, 2026
Instrument	202638068
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57,570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1916 N HIGH GROVE LN, PALATINE, IL 60074-1240

Mortgage

Document Number	0000038069,
Date	Sep 2, 2026
Instrument	202638069

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 24, 2023
Property Address	131 DAWSON DR, ELGIN, IL 60120-6409
Document Number	0000012667
Map Reference	DOC 2004K072591
Instrument Date	Mar 15, 2023
Instrument	2023K012667
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$327.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14 STERLING CIR, WHEATON, IL 60189-8495

Mortgage

Document Number	0000012668
Date	Apr 24, 2023
Instrument	2023K012668

Lender

Name	MOUNTAIN VIEW BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 7, 2021
Property Address	131 DAWSON DR, ELGIN, IL 60120-6409
Document Number	0000076167
Map Reference	DOC 2004K072591
Instrument Date	Sep 23, 2021
Instrument	2021K076167
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 DAWSON DR, ELGIN, IL 60120-6409

Mortgage

Document Number	0000076168
Date	Oct 7, 2021
Instrument	2021K076168

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	131 DAWSON DR, ELGIN, IL 60120-6409
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005697
Date	Jan 22, 2021
Instrument	2021K005697

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,703.00 (+4.21%)	$108,980 (+8.57%) Land $27,164 Building $81,816	$327,071 (+8.57%) Land $81,525 Building $245,546
2024	$7,392.00 (+11.17%)	$100,378 (+21.39%) Land $25,020 Building $75,358	$301,255 (+21.44%) Land $75,090 Building $226,164
2022	$6,649.00 (+4.53%) Homeowner's exemption	$82,688 (+6.96%) Land $20,611 Building $62,077	$248,064 (+6.96%) Land $61,833 Building $186,231
2021	$6,361.00 Homeowner's exemption	$77,308 Land $19,270 Building $58,038	$231,924 Land $57,810 Building $174,114

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2007–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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