131 Cumberland St, Clear Spring, MD 21722 Property Records

Washington County property record for 131 Cumberland St, Clear Spring, MD 21722

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Details4,062 sqft · built 1920
Lot Size0.145 acres (6,336 sqft)
OwnerCompany Name on File
Last Sale$215,000 (May 2018)
Tax Bill$3,054 (2026)
Deeds & MortgagesMay 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN04-006798

Property Details

APN / Parcel Number

Primary APN04-006798
Alternative APN
  • 006798

Interior

Units6 Units
Stories3 Stories
Building Area4,062 sqft Total Area
1st Floor Area4,062 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Construction TypeBrick
Fire ResistanceWood or Wood & Steel Frame
Lot Area6,336 sqft (0.145 acres)
Lot Dimensions198 ft deep x 32 ft wide

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number006798
Street Address131 CUMBERLAND ST
CityCLEAR SPRING
StateMD
Zip21722-1972
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning CodeU
Legal DescriptionPTLT 35 32X198 131 CUMBERLAND ST CLEAR SPRING
Legal SubdivisionCLEAR SPRING
JurisdictionWASHINGTON MD
Township / Civil Division4, CLEAR SPRING
Census Block Group1
Census Block1066
Census Tract10600

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address235 W PATRICK ST, FREDERICK, MD 21701-6934
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 2018 · Amount on File
Deed SaleMay 21, 2018 · Amount on File
Prior SaleMay 8, 1998 · Amount on File
Deed Book / Page5754 / 435
Record UpdatedOct 29, 2026

May 2018: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateMay 21, 2018
Property Address131 CUMBERLAND ST, CLEAR SPRING, MD 21722-1972
Document Number0057540435
Book / Page5754 / 0435
Instrument DateMay 8, 2018
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyEXCALIBUR TITLE & ESCROW LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,900.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address235 W PATRICK ST, FREDERICK, MD 21701-6934

Mortgage

Document Number0057540442
DateMay 21, 2018
Book Page5754/0442
Lender
NameFREDERICK COUNTY BANK
TypeBank
AddressFREDERICK, MD 21702
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
MunicipalityClear Spring Town
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,054.00 (+13.11%)$335,200 (+13.09%) Land $36,300 Building $298,900$335,200 (-) Land $36,300 Building $298,900
2025$2,700.00 (+34.87%)$296,400 (+35.47%)$335,200 (+53.2%) Land $36,300 Building $298,900
2023$2,002.00$218,800 Land $36,300 Building $182,500$218,800 Land $36,300 Building $182,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2014)
Most Recent ClaimJun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CLEAR SPRING
serves 455 people · EPA ID MD0210005
Water SourceGroundwater influenced by surface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber · Cable
2,300 / 2,300
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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