131 Cougar Loop Rd, Cougar, WA 98616 Property Records

Cowlitz County property record for 131 Cougar Loop Rd, Cougar, WA 98616

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 576 sqft · built 1989
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Dec 2022)
Tax Bill	$2,998 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ES3402037`

Property Details

APN / Parcel Number

Primary APN	`ES3402037`
Alternative APNs	`R004169` `3004169`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	576 sqft Living Area
1st Floor Area	576 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood Shingle
Roof Material	Metal
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	204 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	3004169
Street Address	131 COUGAR LOOP RD
City	COUGAR
State	WA
Zip	98616-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UZ0
Legal Description	34 -7N -4E T-21W.
Legal Range	04E
Legal Township	07N
Legal Section	34
Jurisdiction	COWLITZ WA
Township / Civil Division	WOODLAND
Census Block Group	1
Census Block	1055
Census Tract	1501

Owner

131 Cougar Loop Rd is owned and occupied by an individual who bought it in December 2022.

Source: Cowlitz County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	131 COUGAR LOOP RD, COUGAR, WA 98616-9703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 13, 2022	Warranty Deed, Transfer · Conventional Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2022 · Amount on File
Deed Sale	Dec 13, 2022 · Amount on File
Prior Sale	Jul 29, 2016 · Amount on File
Deed Document Number	20223727635
Prior Transfer Date	Dec 16, 2005
Prior Transfer Doc	0003282458
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	131 COUGAR LOOP RD, COUGAR, WA 98616-9703
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 COUGAR LOOP RD, COUGAR, WA 98616-9703

Mortgage

Document Number	0003723371
Date	Sep 21, 2022
Instrument	3723371

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Nov 1, 2051

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COWLITZ WA
Recording Date	Dec 13, 2022
Property Address	131 COUGAR LOOP RD, COUGAR, WA 98616-9703
Document Number	0003727635
Instrument Date	Dec 9, 2022
Instrument	3727635
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	WFG NATIONAL TITLE COMPANY/CLARK COUNTY, WFG NATL TTL CO OF CLARK CNT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,645.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 COUGAR LOOP RD, COUGAR, WA 98616-9703

Mortgage

Document Number	0003727636
Date	Dec 13, 2022
Instrument	3727636

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 131 Cougar Loop Rd was $2,998.

Source: Cowlitz County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Cowlitz County
Unified School District	Woodland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,998.00	$253,220 Land $96,950 Building $156,270	$253,220 Land $96,950 Building $156,270
2023	$2,210.00
2022		$221,310 Land $68,770 Building $152,540	$221,310 Land $68,770 Building $152,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 Cougar Loop Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Cougar Loop Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 70% of Washington
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COUGAR CREST private · serves 290 people · EPA ID WA5315130
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

Cell Coverage

No cell data coverage reported

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