131 Conch Ct, Emerald Isle, NC 28594 Property Records

Carteret County property record for 131 Conch Ct, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,538 sqft · built 1981
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$398,000 (Oct 2019)
Tax Bill	$2,788 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5383.09.05.8549000`

Property Details

APN / Parcel Number

Primary APN	`5383.09.05.8549000`
Alternative APNs	`58518` `76014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,538 sqft Heated Area
Gross Area	1,410 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2004
Exterior Material	Wood
Foundation Type	Pile
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	165 ft deep x 76 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Area	264 sqft
Porch	Slab
Porch Area	144 sqft
Deck Area	9 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	76014
Street Address	131 CONCH CT
City	EMERALD ISLE
State	NC
Zip	28594-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L13 BC SEA DUNES
Legal Subdivision	SEA DUNES
Legal Block	05
Legal Lot Number	13
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	2
Census Block	2022
Census Tract	970904

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	131 CONCH CT, EMERALD ISLE, NC 28594-2314
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 12, 2018	Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2019 · Amount on Record
Deed Sale	Oct 11, 2019 · Amount on Record
Prior Sale	Jun 12, 2018 · Amount on Record
Deed Document Number	20191651404
Deed Book / Page	1651 / 404
Last Transfer Date	Nov 5, 2024
Transfer Doc	0018420193
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Oct 11, 2019
Property Address	131 CONCH CT, EMERALD ISLE, NC 28594-2314
Document Number	0016510404
Book / Page	1651 / 404
Map Reference	MB 16 PG 83
Instrument Date	Sep 27, 2019
Instrument	1651404
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$796.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 4472, EMERALD ISLE, NC 28594-4472

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 ROSABELLA LANE, APEX, NC 27502

Mortgage

Document Number	1651405
Date	Oct 11, 2019
Instrument	1651-405

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jun 12, 2018
Property Address	131 CONCH CT, EMERALD ISLE, NC 28594-2314
Document Number	0016100445
Book / Page	1610 / 445
Map Reference	MB16 PG83
Instrument Date	Jun 1, 2018
Instrument	1610445
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$648.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5529 FANTASY MOTH DR, 5529, GARNER, NC 27529-7167

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 LIVE OAK ST, EMERALD ISLE, NC 28594-2825

Mortgage

Document Number	1610446
Date	Jun 12, 2018
Instrument	1610446

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$722,295 (+1.2%) Land $334,281 Building $388,014	$722,295 (+1.2%) Land $334,281 Building $388,014
2025	$2,788.00 (+54.55%)	$713,737 (+114.52%) Land $334,281 Building $379,456	$713,737 (+114.52%) Land $334,281 Building $379,456
2023		$332,710 Land $177,840 Building $154,870	$332,710 Land $177,840 Building $154,870
2022	$1,804.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 604 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,140 units insured incl. 536 condo units
Nearby Flood Claims	86 (1996–2024)
Claims Outside the SFHA	27 of 86
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Florence, Sep 2018 · 68 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Ophelia, Sep 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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