131 Co Rd 528, Etowah, TN 37331 Property Records

McMinn County property record for 131 Co Rd 528, Etowah, TN 37331

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,713 sqft · built 1968
Lot Size	2.3 acres (100,188 sqft)
Owner	Trust Name on File
Last Sale	$49,900 (May 2014)
Tax Bill	$609 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054106E A 04800`

Property Details

APN / Parcel Number

Primary APN	`054106E A 04800`
Alternative APNs	`106E A 04800 00004107A` `106E A 04800`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,713 sqft Living Area
1st Floor Area	1,713 sqft
Basement Area	1,713 sqft
Unfinished Basement	1,713 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1993
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	100,188 sqft (2.3 acres)
Lot Dimensions	220 ft deep x 316 ft wide
Terrain	Rolling
Porch	Slab
Porch Area	60 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Street Address	131 COUNTY ROAD 528
City	ETOWAH
State	TN
Zip	37331-5325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04 04 105G D 105G 01800 000, COUNTY AREA: I01
Legal Subdivision	WEST HILLS
Legal Lot Number	63
Jurisdiction	MCMINN TN
Township / Civil Division	4
Census Block Group	1
Census Block	1045
Census Tract	970601

Owner

131 Co Rd 528 is held in a trust since March 2023.

Source: McMinn County records, as of February 5, 2026

Owner of Record	Trust Name on File
Mailing Address	3106 PARKWOOD TRL NW, CLEVELAND, TN 37312-3600
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VALLEY FCU
Jan 30, 2018	Deed of Trust, Mortgage SUNTRUST BANK
Apr 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2014 · Amount on File
Deed Sale	May 27, 2014 · Amount on File
Deed Document Number	2014166203
Deed Book / Page	20C / 16
Last Transfer Date	Mar 16, 2023
Transfer Doc	0000244882
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	131 COUNTY ROAD 528, ETOWAH, TN 37331-5325
Transaction Type	Mortgage
Record Updated	May 6, 2022
Title Company	EQUI TITLE INC, EQUITITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001279361
Date	Apr 25, 2022
Book Page	1279/361
Instrument	235700

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	169 Months
Due	May 1, 2036

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	131 COUNTY ROAD 528, ETOWAH, TN 37331-5325
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1135492
Date	Jan 30, 2018
Book Page	1135/492
Instrument	195221

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCMINN TN
Recording Date	Apr 6, 2018
Property Address	131 COUNTY ROAD 528, ETOWAH, TN 37331-5325
Document Number	21K598
Book / Page	00021K / 000598
Instrument Date	Apr 2, 2018
Instrument	196796
Transaction Type	Transfer
Record Updated	Apr 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	131 COUNTY ROAD 528 ETOWAH TN 373315325, ETOWAH, TN 37331-5325

Tax Assessment & Valuation

The 2025 property tax bill for 131 Co Rd 528 was $609.

Source: McMinn County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	McMinn County
Unified School District	McMinn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$609.00	$56,275 (-) Land $8,350 Building $47,925
2024	$609.00	$56,275 (-) Land $8,350 Building $47,925
2023	$609.00 (+23.03%)	$56,275 (+75.86%) Land $8,350 Building $47,925	$225,100 (+75.86%) Land $33,400 Building $191,700
2022	$495.00	$32,000 Land $5,025 Building $26,975	$128,000 Land $20,100 Building $107,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 Co Rd 528 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Co Rd 528 is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 68% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ETOWAH UTILITIES serves 12,851 people · EPA ID TN0000233
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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