131 Circle Ave, Charlotte, NC 28207 Property Records

Mecklenburg County property record for 131 Circle Ave, Charlotte, NC 28207

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,218 sqft · built 1925
Lot Size	0.206 acres (8,965 sqft)
Owner	2 Individual Names on File
Last Sale	$1,065,000 (Jul 2020)
Tax Bill	$9,620 (2024)
Deeds & Mortgages	May 2017 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`155-011-22`

Property Details

APN / Parcel Number

Primary APN	`155-011-22`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,218 sqft Living Area
1st Floor Area	2,218 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2010
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Other
Lot Area	8,965 sqft (0.206 acres)
Garage Area	690 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	531 sqft
Deck Area	140 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	131 CIRCLE AVE
City	CHARLOTTE
State	NC
Zip	28207-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	P8 B11 M230-24
Legal Subdivision	CRESCENT HEIGHTS
Legal Block	11
Legal Lot Number	22
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3006
Census Tract	2400

Owner

131 Circle Ave is owned and occupied by two individuals who acquired it in January 2022.

Source: Mecklenburg County records, as of September 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	131 CIRCLE AVE, CHARLOTTE, NC 28207-1207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2017	Deed of Trust, Mortgage · Line of Credit NEWDOMINION BANK
Jan 10, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 10, 2020	Grant Deed, Transfer ATTORNEY ONLY
Jul 10, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on File
Deed Sale	Jul 10, 2020 · Amount on File
Prior Sale	Jul 10, 2017 · Amount on File
Deed Document Number	2020104711
Deed Book / Page	34792 / 636
Last Transfer Date	Jan 4, 2022
Transfer Doc	0000004853
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	131 CIRCLE AVE, CHARLOTTE, NC 28207-1207
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070911
Date	May 30, 2017
Book Page	31838/967
Instrument	2017070911

Lender

Name	NEWDOMINION BANK
Type	Bank
Address	CHARLOTTE, NC 28204

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 10, 2022
Property Address	131 CIRCLE AVE, CHARLOTTE, NC 28207-1207
Document Number	0000004853
Book / Page	36955 / 64
Map Reference	MB 230 PG 24
Instrument Date	Jan 4, 2022
Instrument	2022004853
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 CIRCLE AVE, CHARLOTTE, NC 28207-1207

Mortgage

Document Number	0000004854
Date	Jan 10, 2022
Instrument	2022004854

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 10, 2020
Property Address	131 CIRCLE AVE, CHARLOTTE, NC 28207-1207
Document Number	0000104711
Book / Page	034792 / 000636
Instrument Date	Jul 8, 2020
Instrument	104711
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,130.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	131 CIRCLE AVE CHARLOTTE NC 282071207, CHARLOTTE, NC 28207-1207

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 10, 2017
Property Address	131 CIRCLE AVE, CHARLOTTE, NC 28207-1207
Document Number	0000091953
Book / Page	031952 / 000063
Instrument Date	Jul 10, 2017
Instrument	91953
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$930.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 CIRCLE AVE CHARLOTTE NC 282071207, CHARLOTTE, NC 28207-1207

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,250,200 Land $783,800 Building $466,400	$1,250,200 Land $783,800 Building $466,400
2024	$9,620.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 Circle Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Circle Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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