131 Childs Rd, Elkton, MD 21921 Property Records

Cecil County property record for 131 Childs Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,627 sqft · built 2004
Lot Size	1.72 acres (74,923 sqft)
Owner	2 Individual Names on Record
Last Sale	$384,900 (Sep 2019)
Tax Bill	$4,709 (2026)
Deeds & Mortgages	Sep 2019 Sale & Mortgage May 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`03-028623`

Property Details

APN / Parcel Number

Primary APN	`03-028623`
Alternative APNs	`3028623` `028623`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,627 sqft Total Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	74,923 sqft (1.72 acres)
Garage Type	Built-in
Garage Area	582 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	125 sqft
Deck Area	224 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	028623
Street Address	131 CHILDS RD
City	ELKTON
State	MD
Zip	21921-3507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 51 - 1.721 ACRES 131 CHILDS ROAD MARLEY FARMS
Legal Subdivision	MARLEY FARMS
Legal Lot Number	51
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	1
Census Block	1011
Census Tract	30501

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	131 CHILDS RD, ELKTON, MD 21921-3507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2019	Deed, Transfer · FHA Mortgage MBA MORTGAGE SERVICES INC
May 4, 2018	Loan Modification, Mortgage SHELLPOINT MTG SVCNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2019 · Amount on Record
Deed Sale	Sep 17, 2019 · Amount on Record
Prior Sale	Jun 4, 2009
Deed Book / Page	4465 / 21
Prior Transfer Date	May 29, 2009
Prior Transfer Doc	0026560379
Record Updated	Oct 29, 2026

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Sep 17, 2019
Property Address	131 CHILDS RD, ELKTON, MD 21921-3507
Document Number	0044650021
Book / Page	4465 / 021
Map Reference	MB 1108 PL 48
Instrument Date	Sep 16, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	COMMUNITY SETMNT GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	131 CHILDS RD, ELKTON, MD 21921-3507

Mortgage

Document Number	0000446527
Date	Sep 17, 2019
Instrument	4465/27

Lender

Name	MBA MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CECIL MD
Property Address	131 CHILDS RD, ELKTON, MD 21921-3507
Document Number	0042700042
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	Jul 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 CHILDS RD ELKTON MD 219213507, ELKTON, MD 21921-3507

Mortgage

Document Number	0042700042
Date	Jul 11, 2018
Book Page	004270/000042

Lender

Name	SHELLPOINT MTG SVCNG
Address	GREENVILLE, SC 29601

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Jul 10, 2058

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,709.00	$428,733 (+0.93%)	$436,600 (+2.78%) Land $76,700 Building $359,900
2025	$4,709.00 (+29.19%)	$424,800 (+9.47%) Land $76,700 Building $348,100	$424,800 (-) Land $76,700 Building $348,100
2023	$3,645.00	$388,067	$424,800 Land $76,700 Building $348,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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