131 Charles St, Painted Post, NY 14870 Property Records

Steuben County and Erwin Town property record for 131 Charles St, Painted Post, NY 14870

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,428 sqft · built 1850
Lot Size	0.245 acres (10,700 sqft)
Owner	2 Individual Names on File
Last Sale	$86,315 (May 2010)
Tax Bill	$6,676 (2026)
Deeds & Mortgages	Oct 2023 Refinance Feb 2023 Line of Credit + 2 more
APN	`0001458-000`

Property Details

APN / Parcel Number

Primary APN	`0001458-000`
Alternative APNs	`464201 299.13-01-022.000` `42012990130001022000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,428 sqft Living Area
1st Floor Area	1,214 sqft
2nd Floor Area	1,214 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	10,700 sqft (0.245 acres)
Lot Dimensions	197 ft deep x 54.1 ft wide
Garage Type	Detached
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	490 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0001458-000
Street Address	131 CHARLES ST
City	PAINTED POST
State	NY
Zip	14870-1103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAND&BLDG 54X195 FT
Legal Block	1
Legal Lot Number	22.000
Jurisdiction	STEUBEN NY
Township / Civil Division	ERWIN
Census Block Group	2
Census Block	2005
Census Tract	962302

Owner

131 Charles St is owned and occupied by two individuals who bought it in May 2010.

Source: Steuben County and Erwin Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	131 CHARLES ST, PAINTED POST, NY 14870-1103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance DES MOINES METRO CU
Feb 14, 2023	Deed of Trust, Mortgage · Line of Credit FIRST HERITAGE FEDERAL CREDIT UNION
Feb 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CORNING FCU
Jan 11, 2017	Deed of Trust, Mortgage CORNING FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2010 · Amount on File
Deed Sale	May 17, 2010 · Amount on File
Prior Sale	Sep 8, 2005 · Amount on File
Deed Book / Page	2285 / 98
Prior Transfer Date	Sep 28, 2009
Prior Transfer Doc	0000002261/000000005
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	131 CHARLES ST, PAINTED POST, NY 14870-1103
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005010/261
Date	Oct 5, 2023
Book Page	5010/261

Lender

Name	DES MOINES METRO CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Nov 1, 2028

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	131 CHARLES ST, PAINTED POST, NY 14870-1103
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004948/57
Date	Feb 14, 2023
Book Page	4948/57

Lender

Name	FIRST HERITAGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	49 Months
Due	Mar 1, 2027

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	131 CHARLES ST, PAINTED POST, NY 14870-1103
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4657/273
Date	Feb 24, 2021
Book Page	4657/273
Instrument	DL2556

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2041

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	131 CHARLES ST, PAINTED POST, NY 14870-1103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004133/0000000025
Date	Jan 11, 2017
Book Page	0000004133/0000000025

Lender

Name	CORNING FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 131 Charles St was $6,676 with a homeowner's exemption, up 0.7% from the year before.

Source: Steuben County and Erwin Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
County Subdivision	Erwin Town
Municipality	Painted Post Village
Unified School District	Corning City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,676.00 (+0.69%) Homeowner's exemption
2025	$6,630.00	$150,000 Land $19,100 Building $130,900	$157,895 Land $20,105 Building $137,790
2023		$95,400 (-) Land $19,100 Building $76,300	$107,191 (+6.74%) Land $21,461 Building $85,730
2022		$95,400 Land $19,100 Building $76,300	$100,421 Land $20,105 Building $80,316
2021	$2,029.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 131 Charles St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Charles St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAINTED POST VILLAGE serves 1,750 people · EPA ID NY5001222
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

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