131 Chapel St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 131 Chapel St, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,120 sqft · built 1958
Lot Size0.139 acres (6,071 sqft)
OwnerIndividual Name on File
Last Sale$234,800 (Oct 2020)
Tax Bill$4,465 (2026)
Deeds & MortgagesOct 2020 Sale & Mortgage
May 2020 Sale
Flood ZoneZone X (minimal risk)
APN365-00013

Property Details

APN / Parcel Number

Primary APN365-00013
Alternative APN
  • CHIC M:0365 P:00013

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,120 sqft Living Area
Gross Area2,968 sqft
1st Floor Area896 sqft
AtticAttic
Attic Area896 sqft
Basement Area896 sqft
Unfinished Basement896 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,071 sqft (0.139 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number365-00013
Street Address131 CHAPEL ST
CityCHICOPEE
StateMA
Zip01020-1503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group3
Census Block3004
Census Tract811200

Owner

131 Chapel St is owned and occupied by an individual who bought it in October 2020.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address131 CHAPEL ST, CHICOPEE, MA 01020-1503
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
ACADEMY MORTGAGE CORP
May 1, 2020Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2020 · Amount on File
Deed SaleOct 30, 2020 · Amount on File
Prior SaleMay 1, 2020 · Amount on File
Deed Document Number202063833
Deed Book / Page23508 / 54
Prior Transfer DateOct 29, 2020
Prior Transfer Doc23508-54
Record UpdatedOct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateOct 30, 2020
Property Address131 CHAPEL ST, CHICOPEE, MA 01020-1503
Document Number23508-54
Book / Page23508 / 54
Instrument DateOct 29, 2020
Instrument63833
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Venture
Address16 FIELD ST, WESTFIELD, MA

Mortgage

Document Number63834
DateOct 30, 2020
Instrument63834
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHICOPEE MA
Recording DateMay 1, 2020
Property Address131 CHAPEL ST, CHICOPEE, MA 01020-1503
Document Number23194-257
Book / Page023194 / 000257
Instrument DateApr 30, 2020
Instrument22426
Transaction TypeTransfer
Record UpdatedMay 19, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$365.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2 MORRIS ST #3RDFL WESTFIELD MA 010852375, 3RDFL, WESTFIELD, MA 01085-2375

Tax Assessment & Valuation

The 2026 property tax bill for 131 Chapel St was $4,465, up 5% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,465.00 (+5.01%)$293,000 (+4.46%) Land $96,200 Building $196,800$299,250 (-8.59%)
2025$4,252.00 (+5.4%)$280,500 (+2.63%) Land $89,700 Building $190,800$327,370
2024$4,034.00 (+6.41%)$273,300 (+9.23%) Land $88,000 Building $185,300
2023$3,791.00$250,200 Land $80,000 Building $170,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 Chapel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 131 Chapel St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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