131 Cedar St, San Mateo, FL 32187 Property Records

Putnam County property record for 131 Cedar St, San Mateo, FL 32187

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,024 sqft · built 2006
Lot Size	2.04 acres (88,862 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Sep 2020)
Tax Bill	$312 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-10-27-0000-102.0-006.0`

Property Details

APN / Parcel Number

Primary APN	`21-10-27-0000-102.0-006.0`
Alternative APN	`96311`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	2,024 sqft Living Area
1st Floor Area	924 sqft
2nd Floor Area	981 sqft
Flooring	Steel Beam

Exterior

Year Built	Built 2006
Exterior Material	Siding
Lot Area	88,862 sqft (2.04 acres)
Porch	Porch
Porch Area	238 sqft
Deck Area	225 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	96311
Street Address	131 CEDAR ST
City	SAN MATEO
State	FL
Zip	32187-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF SEC 48-10-27 OR1047 P3
Legal Range	27E
Legal Township	10S
Legal Section	21
Legal Subdivision	VALLEY VIEW ESTATES
Legal Lot Number	6
Jurisdiction	PUTNAM FL
Township / Civil Division	EAST PALATKA
Census Block Group	4
Census Block	4005
Census Tract	951100

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	131 CEDAR ST, SAN MATEO, FL 32187-2108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2020 · Amount on File
Deed Sale	Sep 25, 2020 · Amount on File
Prior Sale	Jun 30, 2016 · Amount on File
Deed Document Number	202054017030
Deed Book / Page	1590 / 1638
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Sep 25, 2020
Property Address	131 CEDAR ST, SAN MATEO, FL 32187-2108
Document Number	0015901638
Book / Page	1590 / 1638
Instrument Date	Sep 22, 2020
Instrument	202054017030
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	GUARANTY TITLE CO OF PALATKA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10008 HEYFIELD DR, 10008, LAS VEGAS, NV 89134-7534

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 CEDAR ST, SAN MATEO, FL 32187-2108

Mortgage

Document Number	15901641
Date	Sep 25, 2020
Instrument	1590/1641

Lender

Name	WOLFE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$312.00 (+22.35%) Disabled Person's exemption Veteran's exemption	$226,110 (+5.99%)	$343,400 (-2.71%) Land $51,000 Building $292,400
2023	$255.00 (-1.54%) Disabled Person's exemption Veteran's exemption	$213,340 (+3%)	$352,970 (+24.51%) Land $51,000 Building $301,970
2022	$259.00 Disabled Person's exemption Veteran's exemption	$207,130	$283,480 Land $26,520 Building $256,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 68 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	104 (1992–2024)
Claims Outside the SFHA	3 of 104
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 28 claims Hurricane Matthew, Oct 2016 · 22 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250