Christian County property record for 131 Cedar St, Kincaid, IL 62540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,686 sqft · built 2002 |
| Lot Size | 0.352 acres (15,338 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Nov 2024) |
| Tax Bill | $4,009 (2025) |
| Deeds & Mortgages | Nov 2024 Mortgage Aug 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-12-10-327-005-00 |
| Primary APN | 15-12-10-327-005-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,686 sqft Living Area |
| 1st Floor Area | 1,686 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 15,338 sqft (0.352 acres) |
| Lot Dimensions | 124 ft deep x 122 ft wide |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 500 sqft |
| Deck Area | 360 sqft |
| Cooling System | HVAC |
|---|
| Street Address | 131 CEDAR ST |
|---|---|
| City | KINCAID |
| State | IL |
| Zip | 62540-4413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | MICHELS SUBDIV PLAT 3 LOT 25 2002-02964 122.85X124.94 12-10-E |
| Legal Subdivision | MICHELS SUBDIV PLAT 3 |
| Legal Lot Number | 25 |
| Jurisdiction | CHRISTIAN IL |
| Township / Civil Division | SOUTH FORK |
| Census Block Group | 3 |
| Census Block | 3056 |
| Census Tract | 958200 |
Source: Christian County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 131 CEDAR ST, KINCAID, IL 62540-4413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 4, 2024 | Warranty Deed, Transfer · Conventional Mortgage CNB BANK & TRUST NA |
| Aug 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO |
| Jun 15, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2024 · Amount on Record |
| Deed Sale | Nov 4, 2024 · Amount on Record |
| Deed Document Number | 20243386 |
| Prior Transfer Date | Nov 1, 2024 |
| Prior Transfer Doc | 2024R03386 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHRISTIAN IL |
| Recording Date | Nov 4, 2024 |
| Property Address | 131 CEDAR ST, KINCAID, IL 62540-4413 |
| Document Number | 2024R03386 |
| Instrument Date | Nov 1, 2024 |
| Instrument | 2024R03386 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | ADVANCED TITLE GROUP INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 131 CEDAN ST, KINCAID, IL 62540-4413 |
| Document Number | 2024R03387 |
|---|---|
| Date | Nov 4, 2024 |
| Instrument | 2024R03387 |
| Name | CNB BANK & TRUST NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN IL |
| Property Address | 131 CEDAR ST, KINCAID, IL 62540-4413 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017R02776 |
|---|---|
| Date | Aug 2, 2017 |
| Instrument | 2017R02776 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PANA, IL 62557 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN IL |
| Property Address | 131 CEDAR ST, KINCAID, IL 62540-4413 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020R02077 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 2020R02077 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2035 |
| Rate | 3.38% |
|---|
Source: Christian County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Christian County |
| County Subdivision | South Fork Township |
| Municipality | Kincaid Village |
| Unified School District | South Fork School District 14 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,009.00 (+3.43%) Homeowner's exemption | $65,782 (+6.95%) Land $5,526 Building $60,256 | $197,346 (+6.95%) Land $16,578 Building $180,768 |
| 2024 | $3,876.00 | $61,507 Land $5,167 Building $56,340 | $184,521 Land $15,501 Building $169,020 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KINCAID serves 1,561 people · EPA ID IL0210250 |
|---|---|
| Water Source | Purchased surface water from TAYLORVILLE |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education currently in violation since Mar 2025 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Computer Techniques Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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