131 Carmel Ave, El Granada, CA 94018 Property Records

San Mateo County property record for 131 Carmel Ave, El Granada, CA 94018

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 480 sqft · built 1949
Lot Size	0.118 acres (5,152 sqft)
Owner	2 Trust Names on File
Last Sale	$492,000 (Oct 2006)
Tax Bill	$8,828 (2025)
Deeds & Mortgages	Jan 2023 Transfer May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`047-062-280`

Property Details

APN / Parcel Number

Primary APN	`047-062-280`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	480 sqft Living Area
1st Floor Area	480 sqft
Family Room	Family Room

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	5,152 sqft (0.118 acres)
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	131 CARMEL AVE
City	EL GRANADA
State	CA
Zip	94018-8094
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S17
Legal Description	LOTS 4 5 BLK 67 GRANADA SUB NO 8 RSM 6/65
Legal Subdivision	GRANADA SUB NO 8
Legal Block	67
Legal Lot Number	4
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	4
Census Block	4034
Census Tract	613502

Owner

131 Carmel Ave is held in a trust since October 2022.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	352 BELLEVILLE BLVD, HALF MOON BAY, CA 94019-1694
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Intrafamily Transfer, Transfer
May 27, 2022	Deed of Trust, Mortgage · Commercial Mortgage WTR LOAN FUND
Nov 16, 2021	Deed of Trust, Mortgage · Commercial Mortgage SUNFLOWER EQUITY LLC
May 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage DONALD M BRONSTEIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2006 · Amount on File
Deed Sale	Oct 30, 2006 · Amount on File
Deed Document Number	2006163515
Last Transfer Date	Oct 13, 2022
Transfer Doc	0000003559
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Jan 24, 2023
Property Address	131 CARMEL AVE, EL GRANADA, CA 94018
Document Number	0000003559
Map Reference	MB 6 PG 65
Instrument Date	Oct 13, 2022
Instrument	2023-003559
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	352 BELLEVILLE BLVD, HALF MOON BAY, CA 94019-1694

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	131 CARMEL AVE, EL GRANADA, CA 94018
Transaction Type	Mortgage
Record Updated	Jun 15, 2022
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	352 BELLEVILLE BLVD, HALF MOON BAY, CA 94019-1694

Mortgage

Document Number	0000043613
Date	May 27, 2022
Instrument	2022-043613

Lender

Name	WTR LOAN FUND
Type	Private Party
Address	3820 IRON WHEEL CT, ROCKLIN, CA 95765

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	131 CARMEL AVE, EL GRANADA, CA 94018
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	352 BELLEVILLE BLVD, HALF MOON BAY, CA 94019-1694

Mortgage

Document Number	0000158923
Date	Nov 16, 2021
Instrument	2021-158923

Lender

Name	SUNFLOWER EQUITY LLC
Type	Non-Lending Institution
Address	LOS ANGELES, CA 90020

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	131 CARMEL AVE, EL GRANADA, CA 94018
Document Number	0000035832
Instrument Date	May 2, 2018
Transaction Type	Mortgage
Record Updated	May 25, 2018
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	352 BELLEVILLE BLVD HALF MOON BAY CA 940191694, HALF MOON BAY, CA 94019-1694

Mortgage

Document Number	0000035832
Date	May 9, 2018
Instrument	35832

Lender

Name	DONALD M BRONSTEIN
Address	8180 E KAISER BLVD, ANAHEIM, CA 92808-2277

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	May 8, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 131 Carmel Ave was $8,828.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$672,340 (+2%) Land $642,287 Building $30,053
2025	$8,828.00	$659,158 Land $629,694 Building $29,464
2023	$7,907.00 (-1.42%)	$633,565 Land $605,244 Building $28,321	$1,390,410
2022	$8,021.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 Carmel Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1998–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Carmel Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000

May also be available: AT&T.

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