Walton County property record for 131 Cannonball Ln, Inlet Beach, FL 32461
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,990 sqft · built 2015 |
| Lot Size | 0.133 acres (5,837 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $850,000 (Jan 2026) |
| Tax Bill | $6,511 (2024) |
| Deeds & Mortgages | Oct 2025 Mortgage Jan 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-3S-18-16200-000-0220 |
| Primary APN | 25-3S-18-16200-000-0220 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,990 sqft Living Area |
| Gross Area | 2,779 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 5,837 sqft (0.133 acres) |
| Lot Dimensions | 11.4 ft deep x 5 ft wide |
| Garage Type | Finished |
| Garage Area | 483 sqft |
| Porch | Porch |
| Porch Area | 306 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1050872 |
|---|---|
| Street Address | 131 CANNONBALL LN |
| City | INLET BEACH |
| State | FL |
| Zip | 32461-8582 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22 WINTER GARDEN AT WATER SOUND S/D PB 17 PG 68 OR 2724-3174 OR 2766-3753 OR 2872-1016 OR 2875-3936 & -3938 OR |
| Legal Range | 18W |
| Legal Township | 03S |
| Legal Section | 25 |
| Legal Subdivision | GARDEN AT WATER SOUND S/D |
| Legal Lot Number | 22 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 950610 |
Source: Walton County records, as of February 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 131 CANNONBALL LN, INLET BEACH, FL 32461-8582 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage · Commercial Mortgage AMERICAN BANK & TRUST COMPANY INC |
| Jan 12, 2024 | Deed of Trust, Mortgage · Commercial Mortgage AMERICAN BANK & TRUST COMPANY INC |
| Jan 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Dec 7, 2020 | Warranty Deed, Transfer · Conventional Mortgage FRANKLIN BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2026 · Amount on Record |
| Deed Sale | Jan 21, 2026 · Amount on Record |
| Prior Sale | Dec 7, 2020 · Amount on Record |
| Deed Document Number | 20260002473 |
| Deed Book / Page | 3384 / 4506 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 131 CANNONBALL LN, INLET BEACH, FL 32461-8582 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1613 MCCLINTOCK CT, BOWLING GREEN, KY 42103-1390 |
| Document Number | 0033760509 |
|---|---|
| Date | Oct 31, 2025 |
| Book Page | 3376/509 |
| Instrument | 20250039994 |
| Name | AMERICAN BANK & TRUST COMPANY INC |
|---|---|
| Type | Bank |
| Address | BOWLING GREEN, KY 42103 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 131 CANNONBALL LN, INLET BEACH, FL 32461-8582 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1613 MCCLINTOCK CT, BOWLING GREEN, KY 42103-1390 |
| Document Number | 0033124150 |
|---|---|
| Date | Jan 12, 2024 |
| Book Page | 3312/4150 |
| Instrument | 20240001228 |
| Name | AMERICAN BANK & TRUST COMPANY INC |
|---|---|
| Type | Bank |
| Address | BOWLING GREEN, KY 42103 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jan 21, 2026 |
| Property Address | 131 CANNONBALL LN, INLET BEACH, FL 32461-8582 |
| Document Number | 0033844506 |
| Book / Page | 3384 / 4506 |
| Map Reference | MB 17 PG 68 |
| Instrument Date | Jan 16, 2026 |
| Instrument | 20260002473 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | SOUTH OAK TITLE GARDENDALE LLC, SOUTH OAK TTL PANHANDLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1613 MCCLINTOCK CT, BOWLING GREEN, KY 42103-1390 |
| Name | Verified Name |
|---|---|
| Address | 131 CANNONBALL LN, INLET BEACH, FL 32461-8582 |
| Document Number | 0033844508 |
|---|---|
| Date | Jan 21, 2026 |
| Instrument | 3384/4508 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Feb 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10% |
| Index | SOFR Average 30-Day |
| Max Rate | 10% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 7, 2020 |
| Property Address | 131 CANNONBALL LN, INLET BEACH, FL 32461-8582 |
| Document Number | 0031721899 |
| Book / Page | 3172 / 1899 |
| Map Reference | MB 17 PG 68 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 20200050237 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | BRIGHT LINE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 131 CANNONBALL LN, 131, WATERSOUND, FL 32461-8582 |
| Name | Verified Name |
|---|---|
| Address | 1613 MCCLINTOCK CT, BOWLING GREEN, KY 42103-1390 |
| Document Number | 0031721901 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 3172/1901 |
| Name | FRANKLIN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $820,907 (+2.81%) Land $157,500 Building $663,407 | $820,907 (+2.81%) Land $157,500 Building $663,407 | |
| 2024 | $6,511.00 (+5.1%) | ||
| 2023 | $6,195.00 (+7.37%) | $798,505 (+9.42%) Land $100,404 Building $698,101 | $798,505 (+9.42%) Land $100,404 Building $698,101 |
| 2022 | $5,770.00 | $729,779 Land $111,448 Building $618,331 | $729,779 Land $111,448 Building $618,331 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 412 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 412 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Fiber | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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