131 Cache Creek Rd, Nespelem, WA 99155 Property Records

Okanogan County property record for 131 Cache Creek Rd, Nespelem, WA 99155

Property Summary

Property Type	General Agricultural/Rural
Details	2 bd · 1 ba · 576 sqft · built 1978
Lot Size	73.9 acres (3,222,133 sqft)
Owner	2 Individual Names on Record
Last Sale	$4,055,000 (Apr 2022)
Tax Bill	$593 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2025 Construction Loan + 5 more
APN	`3131200002`

Property Details

APN / Parcel Number

Primary APN	`3131200002`
Alternative APN	`848444`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	576 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Lot Area	3,222,133 sqft
Porch	Covered Wood Porch

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Street Address	131 CACHE CREEK RD
City	NESPELEM
State	WA
Zip	99155-5103
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	TAX 2 PT W1/2 NW L/RD
Jurisdiction	OKANOGAN WA
Township / Civil Division	COLVILLE RESERVATION
Census Block Group	2
Census Block	2036
Census Tract	940100

Owner

Source: Okanogan County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	131 CACHE CREEK RD, NESPELEM, WA 99155-5103
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
Sep 4, 2025	Deed of Trust, Mortgage · Construction Mortgage FIRST FED BANK
Apr 3, 2025	Quit Claim Deed, Transfer Quitclaim
Apr 7, 2022	Warranty Deed, Transfer WFT NATIONAL TITLE, WFG NATIONAL TITLE
Oct 18, 2010	Intrafamily Transfer, Transfer
Nov 14, 2007	Warranty Deed, Transfer BAINES TITLE COMPANY, BAINES TITLE CO
Nov 2, 2007	Intrafamily Transfer, Transfer BAINES TITLE COMPANY, BAINES TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2022 · Amount on Record
Deed Sale	Apr 7, 2022 · Amount on Record
Prior Sale	Nov 14, 2007 · Amount on Record
Deed Document Number	20223263137
Last Transfer Date	Apr 1, 2025
Transfer Doc	0003283897
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKANOGAN WA
Recording Date	Sep 2, 2026
Property Address	131 CACHE CREEK RD, NESPELEM, WA 99155-5103
Document Number	0003293660
Instrument Date	Aug 28, 2026
Instrument	20263293660
Transaction Type	Mortgage
Record Updated	Sep 10, 2026
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 CACHE CREEK RD, NESPELEM, WA 99155-5103

Mortgage

Document Number	0003293660,
Date	Sep 2, 2026
Instrument	20263293660

Lender

Name	FIRST FEDERAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKANOGAN WA
Property Address	131 CACHE CREEK RD, NESPELEM, WA 99155-5103
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	CW TITLE AND ESCROW, CW TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003286725
Date	Sep 4, 2025
Instrument	3286725

Lender

Name	FIRST FED BANK
Type	Bank
Address	105 W 8TH ST, PORT ANGELES, WA 98362

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2033
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	12.3%
Index	1-Year CMT
Margin	3
Max Rate	12.3%

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKANOGAN WA
Recording Date	Apr 3, 2025
Property Address	131 CACHE CREEK RD, NESPELEM, WA 99155-5103
Document Number	0003283897
Instrument Date	Apr 1, 2025
Instrument	3283897
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 743, NESPELEM, WA 99155-0743

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKANOGAN WA
Recording Date	Apr 7, 2022
Property Address	131 CACHE CREEK RD, NESPELEM, WA 99155-5103
Document Number	0003263137
Instrument Date	Mar 29, 2022
Instrument	3263137
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$4,055.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 S MERIDIAN # D11, D11, PUYALLUP, WA 98372

October 2010: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKANOGAN WA
Recording Date	Oct 18, 2010
Property Address	131 CACHE CREEK RD, NESPELEM, WA 99155-5103
Document Number	0003158653
Instrument Date	Oct 15, 2010
Instrument	3158653
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1061 S LYLE AVE, EAST WENATCHEE, WA 98802-5706

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1061 S LYLE AVE, EAST WENATCHEE, WA 98802-5706

November 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKANOGAN WA
Recording Date	Nov 14, 2007
Property Address	131 CACHE CREEK RD, NESPELEM, WA 99155-5103
Document Number	0003126132
Instrument Date	Nov 13, 2007
Instrument	3126132
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	BAINES TITLE COMPANY, BAINES TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,221.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1061 S LYLE AVE, EAST WENATCHEE, WA 98802-5706

November 2007: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKANOGAN WA
Recording Date	Nov 2, 2007
Property Address	131 CACHE CREEK RD, NESPELEM, WA 99155-5103
Document Number	0003125735
Instrument Date	Oct 22, 2007
Instrument	3125735
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	BAINES TITLE COMPANY, BAINES TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 113, ELMER CITY, WA 99124-0113

Tax Assessment & Valuation

Source: Okanogan County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Okanogan County
Unified School District	Nespelem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$593.00 (-2.15%)	$78,100 (-) Land $66,100 Building $12,000	$78,100 (-) Land $66,100 Building $12,000
2025		$78,100 (-) Land $66,100 Building $12,000	$78,100 (-) Land $66,100 Building $12,000
2024	$606.00
2023		$78,100 (+57.78%) Land $66,100 Building $12,000	$78,100 (+57.78%) Land $66,100 Building $12,000
2022		$49,500 Land $41,500 Building $8,000	$49,500 Land $41,500 Building $8,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 82% of Washington
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cache Creek Rd

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