131 Bluffton Rd, Mooresville, NC 28115 Property Records

Iredell County property record for 131 Bluffton Rd, Mooresville, NC 28115

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,248 sqft · built 2001
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$314,000 (Aug 2021)
Tax Bill$4,020 (2025)
Deeds & MortgagesFeb 2025 Line of Credit
Aug 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN4665-64-9919.000

Property Details

APN / Parcel Number

Primary APN4665-64-9919.000
Alternative APN
  • 80085084

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,248 sqft Heated Area
Gross Area2,736 sqft
1st Floor Area997 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialWood Shingle
Lot Area7,841 sqft (0.18 acres)
Lot Width65 ft Width
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area24 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number80085084
Street Address131 BLUFFTON RD
CityMOORESVILLE
StateNC
Zip28115-5773
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRG
Legal DescriptionL146 CURTIS POND PB 34-99 PH 1 MAP 1
Legal SubdivisionCURTIS POND
Legal Block64
Legal Lot Number146
JurisdictionIREDELL NC
Township / Civil DivisionCODDLE CREEK
Census Block Group1
Census Block1025
Census Tract61408

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address131 BLUFFTON RD, MOORESVILLE, NC 28115-5773
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2025Deed of Trust, Mortgage · Line of Credit
HOMETRUST BANK
Aug 26, 2021Warranty Deed, Transfer · VA Mortgage
CELEBRITY HOME LOANS LLC
Jun 30, 2018Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2021 · Amount on Record
Deed SaleAug 26, 2021 · Amount on Record
Prior SaleSep 24, 2013 · Amount on Record
Deed Book / Page2845 / 1082
Record UpdatedOct 29, 2026

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIREDELL NC
Property Address131 BLUFFTON RD, MOORESVILLE, NC 28115-5773
Transaction TypeMortgage
Record UpdatedDec 5, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address131 BLUFFTON RD, MOORESVILLE, NC 28115-5773

Mortgage

Document Number0031132015
DateFeb 3, 2025
Book Page3113/2015
Lender
NameHOMETRUST BANK
TypeBank
AddressPO BOX 10, ASHEVILLE, NC 28802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 5, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIREDELL NC
Recording DateAug 26, 2021
Property Address131 BLUFFTON RD, MOORESVILLE, NC 28115-5773
Document Number0028451082
Book / Page2845 / 1082
Map ReferenceMB 34 PG 99
Instrument DateAug 26, 2021
Transaction TypeTransfer
Record UpdatedDec 5, 2025
Title CompanyCASTLE TITLE AGENCY LLC, MASTER TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$628.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address695 HIGHLAND RIDGE RD, MOORESVILLE, NC 28115-5711

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0028451085
DateAug 26, 2021
Instrument2845/1085
Lender
NameCELEBRITY HOME LOANS LLC
TypeNon-Lending Institution
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIREDELL NC
Property Address131 BLUFFTON RD, MOORESVILLE, NC 28115-5773
Document Number25642300
Instrument DateJun 30, 2018
Transaction TypeMortgage
Record UpdatedJul 24, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address131 BLUFFTON RD MOORESVILLE NC 281155773, MOORESVILLE, NC 28115-5773

Mortgage

Document Number25642300
DateJul 5, 2018
Book Page002564/002300
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 4, 2048

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyIredell County
MunicipalityMooresville Town
Unified School DistrictIredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$329,910 (-) Land $60,000 Building $269,910$329,910 (-) Land $60,000 Building $269,910
2025$4,020.00 (+1.52%)$329,910 (-) Land $60,000 Building $269,910$329,910 (-) Land $60,000 Building $269,910
2024$3,960.00 (+0.61%)$329,910 (-) Land $60,000 Building $269,910$329,910 (-) Land $60,000 Building $269,910
2023$3,936.00 (+38.79%)$329,910 (+61.73%) Land $60,000 Building $269,910$329,910 (+61.73%) Land $60,000 Building $269,910
2022$2,836.00$203,990 Land $40,000 Building $163,990$203,990 Land $40,000 Building $163,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MOORESVILLE
serves 54,455 people · EPA ID NC0149015
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Windstream
DSL · Fiber in parts of the area
100 / 20

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