131 Bell St, Belleville, NJ 07109 Property Records

Essex County and Belleville Township property record for 131 Bell St, Belleville, NJ 07109

Property Summary

Property Type	Single Family Home
Details	1,557 sqft · built 1917
Lot Size	0.075 acres (3,250 sqft)
Owner	Individual Name on File
Last Sale	$332,500 (Sep 2020)
Tax Bill	$11,245 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-07202-0000-00027`

Property Details

APN / Parcel Number

Primary APN	`01-07202-0000-00027`
Alternative APNs	`010023400016` `00002910`

Interior

Stories	1 Story
Building Area	1,557 sqft Living Area
1st Floor Area	1,557 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Construction Type	Frame
Lot Area	3,250 sqft (0.075 acres)
Lot Dimensions	100 ft deep x 5 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	00002910
Street Address	131 BELL ST
City	BELLEVILLE
State	NJ
Zip	07109-2823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	32.5X100.04
Legal Block	7202
Legal Lot Number	27
Jurisdiction	ESSEX NJ
Township / Civil Division	BELLEVILLE
Census Block Group	1
Census Block	1010
Census Tract	14300

Owner

Source: Essex County and Belleville Township assessment roll, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	131 BELL ST, BELLEVILLE, NJ 07109-2823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Grant Deed, Transfer · FHA Mortgage MORTGAGE UNLIMITED
Jan 26, 2018	Deed of Trust, Mortgage · Conventional with PMI CAPWEST HM LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 14, 2020 · Amount on Record
Deed Sale	Sep 14, 2020 · Amount on Record
Prior Sale	May 22, 2006 · Amount on Record
Deed Document Number	202088673
Record Updated	Sep 20, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 14, 2020
Property Address	131 BELL ST, BELLEVILLE, NJ 07109-2823
Document Number	0000088673
Instrument Date	Aug 28, 2020
Instrument	88673
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	ATLANTIC TITLE AND SETTLEMENT SV, ATLANTIC TITLE & SETTLEMENT SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$333.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 BELL ST BELLEVILLE NJ 071092730, BELLEVILLE, NJ 07109-2730

Mortgage

Document Number	88674
Date	Sep 14, 2020
Instrument	88674

Lender

Name	MORTGAGE UNLIMITED
Type	Mortgage Company
Address	GARFIELD, NJ 07026

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	131 BELL ST, BELLEVILLE, NJ 07109-2823
Document Number	0000009881
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 BELL ST BELLEVILLE NJ 071092823, BELLEVILLE, NJ 07109-2823

Mortgage

Document Number	0000009881
Date	Feb 2, 2018
Instrument	9881

Lender

Name	CAPWEST HM LNS
Address	OVERLAND PARK, KS 66211

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Essex County and Belleville Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Belleville Township
Unified School District	Belleville Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,500 (-) Land $124,400 Building $146,100	$270,500 (-) Land $124,400 Building $146,100
2025	$11,245.00 (+3.08%)	$270,500 (-) Land $124,400 Building $146,100	$270,500 (-) Land $124,400 Building $146,100
2024	$10,909.00 (+4.73%)
2023		$270,500 Land $124,400 Building $146,100	$270,500 Land $124,400 Building $146,100
2022	$10,416.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEVILLE WATER DEPT serves 35,129 people · EPA ID NJ0701001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Haloacetic acids resolved · Oct 2019 Total trihalomethanes resolved · Jul 2019 Treatment failure resolved · Oct 2016
Treatment and Procedure	Lead service line replacement currently in violation since Jul 2021 Corrosion control Jan 2023 Coliform corrective action Jan 2020
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: Optimum Communications.

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