Madison County property record for 131 Beaver Dr, Richmond, KY 40475 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $560,000 (Jul 2026) |
| Tax Bill | $3,441 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Oct 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0067-0000-0001-N |
| Primary APN | 0067-0000-0001-N |
|---|---|
| Alternative APNs |
|
| Account Number | 74792 |
|---|---|
| Street Address | 131 BEAVER DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OTTER CREEK ESTATES PH 2 LOT 18 |
| Legal Subdivision | OTTER CREEK |
| Legal Phase | 2 |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BOONESBOROUGH-WHITE HALL |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 10101 |
Source: Madison County records · APN 0067-0000-0001-N
Assessment roll updated December 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 131 BEAVER DR, RICHMOND, KY 40475-8901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jul 08, 2026 | Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| Oct 19, 2023 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 08, 2026 · Amount on Record |
| Deed Sale | Jul 08, 2026 · Amount on Record |
| Deed Document Number | 202614361021 |
| Deed Book / Page | 885 / 231 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 08, 2026 |
| Property Address | 131 BEAVER DR, RICHMOND, KY 40475-8901 |
| Document Number | 0014361021 |
| Book / Page | 885 / 231 |
| Instrument Date | Jul 06, 2026 |
| Instrument | 202614361021 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $56,560.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 131 BEAVER DR, RICHMOND, KY 40475-8901 |
| Document Number | 0014361025, |
|---|---|
| Date | Jul 08, 2026 |
| Instrument | 202614361025 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 131 BEAVER DR, RICHMOND, KY 40475-8901 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 131 BEAVER DR, RICHMOND, KY 40475-8901 |
| Document Number | 0M2265/480 |
|---|---|
| Date | Oct 19, 2023 |
| Book Page | M2265/480 |
| Instrument | 2014172755 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 04, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,441.00 (+16.37%) | $365,000 (+19.71%) | $365,000 (+19.71%) |
| 2023 | $2,957.00 | $304,900 | $304,900 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510101012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2021–2026) |
| Most Recent Claim | Jun 2026, river or lake flooding, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low above 38% of the US · above 69% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 2,041 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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