131 Bay View Dr, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 131 Bay View Dr, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,368 sqft · built 1989
Owner	Individual Name on File
Last Sale	$425,000 (Aug 2014)
Tax Bill	$3,548 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Nov 2017 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10C-7-2-18`

Property Details

APN / Parcel Number

Primary APN	`10C-7-2-18`
Alternative APN	`17930`

Interior

Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,368 sqft Living Area
Basement Area	2,688 sqft
Finished Basement	960 sqft
Unfinished Basement	1,728 sqft
Sunroom	Sunroom
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Mud Sill
Roof Material	Composition Shingle
Garage Type	Mixed
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	16 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	17930
Old Parcel Number	10C-7-2-18
Street Address	131 BAY VIEW DR
City	COLONIAL BEACH
State	VA
Zip	22443-3500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PBE MATTOX BAY SEC LOT 18 BK 2DB 862 PG 544 R/S
Legal Subdivision	MATTOX BAY
Legal Block	2
Legal Lot Number	18
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2001
Census Tract	10300

Owner

131 Bay View Dr is owned and occupied by an individual who bought it in August 2014.

Source: Westmoreland County records, as of January 7, 2026

Owner of Record	Individual Name on File
Mailing Address	131 BAY VIEW DR, COLONIAL BEACH, VA 22443-3500
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Nov 29, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Feb 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2014 · Amount on File
Deed Sale	Aug 15, 2014 · Amount on File
Deed Document Number	0000862544
Deed Book / Page	862 / 544
Prior Transfer Date	Aug 8, 2014
Prior Transfer Doc	000862/544
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	131 BAY VIEW DR, COLONIAL BEACH, VA 22443-3500
Transaction Type	Mortgage
Record Updated	Sep 14, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009582000
Date	Aug 24, 2022
Instrument	09582000

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Aug 1, 2062

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	131 BAY VIEW DR, COLONIAL BEACH, VA 22443-3500
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009011398
Date	Nov 29, 2017
Instrument	9011398

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	131 BAY VIEW DR, COLONIAL BEACH, VA 22443-3500
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009280810
Date	Feb 19, 2020
Instrument	09280810

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2040

Interest

Rate Type	Fixed Rate
Rate	3.63%

Tax Assessment & Valuation

The 2025 property tax bill for 131 Bay View Dr was $3,548.

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,548.00	$521,800 Land $176,000 Building $345,800	$521,800 Land $176,000 Building $345,800
2023	$3,235.00	$521,800 Land $176,000 Building $345,800	$521,800 Land $176,000 Building $345,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 Bay View Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2003–2006)
Most Recent Claim	Sep 2006 · Tropical Depression Ernesto, Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Bay View Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACID BAY ESTATES private · serves 946 people · EPA ID VA4193720
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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