131 Baugh Rd, Ardmore, TN 38449 Property Records

Giles County property record for 131 Baugh Rd, Ardmore, TN 38449

Property Summary

Property TypeResidential Vacant Land
Lot Size1.5 acres (65,340 sqft)
OwnerIndividual Name on Record
Last Sale$139,000 (Jun 2019)
Tax Bill$122 (2025)
Deeds & MortgagesJul 2019 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN028157L A 00901

Property Details

APN / Parcel Number

Primary APN028157L A 00901
Alternative APN
  • 157L A 00901

Exterior

Lot Area65,340 sqft (1.5 acres)
TerrainRolling

Utilities, Heating & Cooling

SewerConnected
Water SourceCommercial

Location & Zoning

Street Address131 BAUGH RD
CityARDMORE
StateTN
Zip38449-5271
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionDISTRICT: 09 LOTS 1-2-3 UNRECORDED PLAT, COUNTY AREA: L01
Legal SubdivisionUNRECORDED SUB
Legal Lot Number1-3 2
JurisdictionGILES TN
Township / Civil Division1
Census Block Group1
Census Block1084
Census Tract920800

Owner

Source: Giles County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 337, ELKTON, TN 38455-0337
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2019Deed of Trust, Mortgage · ARM
ANGEL OAK MORTGAGE SOLUTIONS LLC
Jun 19, 2019Warranty Deed, Transfer · ARM
ANGEL OAK MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 19, 2019 · Amount on Record
Deed SaleJun 19, 2019 · Amount on Record
Prior SaleSep 15, 1995 · Amount on Record
Deed Document Number19122237
Deed Book / PageD381 / 096
Record UpdatedJun 8, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILES TN
Property AddressBAUGH RD, PROSPECT, TN 38477
Transaction TypeMortgage
Record UpdatedJun 21, 2022
Title CompanyGILES T&E SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000122496
DateJul 9, 2019
Book PageDT583/443
Instrument19122496
Lender
NameANGEL OAK MORTGAGE SOLUTIONS LLC
TypeMortgage Company
AddressATLANTA, GA 30328
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueJul 1, 2049
Interest
Rate TypeAdjustable Rate
Rate9.74%
Type Change DateJul 1, 2024
Change FrequencyAnnually
Min Rate At Change7.74%
Max Rate At Change11.7%
Index1-Year LIBOR
Margin4
Max Rate14.7%

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILES TN
Recording DateJun 19, 2019
Property AddressBAUGH RD, PROSPECT, TN 38477
Document Number0000122237
Book / PageD381 / 096
Instrument DateJun 19, 2019
Instrument19122237
Transaction TypeTransfer
Record UpdatedJun 21, 2022
Title CompanyGILES TITLE AND ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$514.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address161 BAUGH RD, ELKTON, TN 38455

Mortgage

Document Number0000122238
DateJun 19, 2019
Instrument19122238
Lender
NameANGEL OAK MORTGAGE SOLUTIONS LLC
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJul 1, 2049
Interest
Rate TypeAdjustable Rate
Rate9.74%
Type Change DateJul 1, 2024
Change FrequencyAnnually
Min Rate At Change7.74%
Max Rate At Change11.7%
Index1-Year LIBOR
Margin4
Max Rate14.7%

Tax Assessment & Valuation

Source: Giles County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyGiles County
MunicipalityElkton City
Unified School DistrictGiles County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$122.00 (+12.96%)$4,350 (-) Land $4,350
2024$108.00 (+6.93%)$4,350 (-) Land $4,350
2023$101.00 (+14.77%)$4,350 (-) Land $4,350
2022$88.00$4,350 Land $4,350$17,400 Land $17,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH GILES UTILITY DISTRICT
serves 6,985 people · EPA ID TN0000649
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
PES Energize
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
2,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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