Rowan County property record for 131 Bartlett Dr, Morehead, KY 40351
| Property Type | Commercial |
|---|---|
| Details | 2 bd · 1 ba · 2,100 sqft |
| Lot Size | 4.24 acres (184,694 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $317,500 (May 2026) |
| Tax Bill | $1,925 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Mar 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-00 00 057.02 |
| Primary APN | 062-00 00 057.02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Units | 3 Units |
| Building Area | 2,100 sqft Total Area |
| Basement Area | 1,250 sqft |
| Unfinished Basement | 1,250 sqft |
| Construction Type | Frame |
|---|---|
| Roof Type | Gambrel |
| Roof Material | Metal |
| Lot Area | 184,694 sqft (4.24 acres) |
| Garage Type | Basement |
| Heating System | Wood Furnace |
|---|---|
| Heating Fuel | Wood |
| Account Number | 804 |
|---|---|
| Street Address | 131 BARTLETT DR |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-9145 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 4 UNIT & 4.24A+- BARTLETT DRIVE |
| Legal Subdivision | APARTMENTS |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 950202 |
Source: Rowan County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6399 OLIVE RD, PLYMOUTH, IN 46563-9710 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| May 12, 2026 | Deed, Transfer · Conventional Mortgage AMERICAN HOME MORTGAGE ACCEPT |
| Mar 17, 2022 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2026 · Amount on Record |
| Deed Sale | May 12, 2026 · Amount on Record |
| Prior Sale | Jun 24, 2013 · Amount on Record |
| Deed Document Number | 20262046758 |
| Deed Book / Page | 299 / 679 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | May 12, 2026 |
| Property Address | 131 BARTLETT DR, MOREHEAD, KY 40351-9145 |
| Document Number | 0002046758 |
| Book / Page | 299 / 679 |
| Instrument Date | May 4, 2026 |
| Instrument | 20262046758 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32,067.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6399 OLIVE RD, PLYMOUTH, IN 46563-9710 |
| Document Number | 00A493/677, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 493/677 |
| Instrument | 20262046758 |
| Name | AMERICAN HOME MORTGAGE ACCEPT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 131 BARTLETT DR, MOREHEAD, KY 40351-9145 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|---|
| Address | 108 MEADOW RIDGE CT, NICHOLASVILLE, KY 40356-6902 |
| Document Number | 00A446/788 |
|---|---|
| Date | Mar 17, 2022 |
| Book Page | A446/788 |
| Instrument | 2015599 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 7, 2027 |
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Municipality | Morehead City |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,925.00 (-1.74%) | $230,000 (-) Land $58,500 Building $171,500 | $230,000 (-) Land $58,500 Building $171,500 |
| 2023 | $1,959.00 | $230,000 Land $30,000 Building $200,000 | $230,000 Land $30,000 Building $200,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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