131 Barbara St, Grayling, MI 49738 Property Records

Crawford County property record for 131 Barbara St, Grayling, MI 49738

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,248 sqft · built 1980
Lot Size	0.245 acres (10,697 sqft)
Owner	2 Individual Names on File
Last Sale	$199,000 (Feb 2025)
Tax Bill	$1,916 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-45-220-00-048-00`

Property Details

APN / Parcel Number

Primary APN	`040-45-220-00-048-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,176 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Modular
Lot Area	10,697 sqft (0.245 acres)
Lot Width	1 ft Width
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	131 BARBARA ST
City	GRAYLING
State	MI
Zip	49738-8655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 48 CLOUGH S HIGHLAND ACRES
Legal Subdivision	CLOUGHS HIGHLAND ACRES
Legal Lot Number	48
Jurisdiction	CRAWFORD MI
Township / Civil Division	GRAYLING
Census Block Group	1
Census Block	1099
Census Tract	960300

Owner

131 Barbara St is owned and occupied by two individuals who bought it in February 2025.

Source: Crawford County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	131 BARBARA ST, GRAYLING, MI 49738-8655
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE
Mar 19, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2025 · Amount on File
Deed Sale	Feb 10, 2025 · Amount on File
Deed Book / Page	818 / 933
Prior Transfer Date	Jul 8, 2024
Prior Transfer Doc	000809/242
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	131 BARBARA ST, GRAYLING, MI 49738-8655
Transaction Type	Mortgage
Record Updated	May 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9786 M 66, FIFE LAKE, MI 49633-9163

Mortgage

Document Number	0000000840/0000000691
Date	Mar 19, 2026
Book Page	0000000840/0000000691

Lender

Name	UNITED WHOLESALE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.19%
Type Change Date	Jul 1, 2020

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	131 BARBARA ST, GRAYLING, MI 49738-8655
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9786 M 66, FIFE LAKE, MI 49633-9163

Mortgage

Document Number	0000000840/0000000691
Date	Mar 19, 2026
Book Page	0000000840/0000000691

Lender

Name	UNITED WHOLESALE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.19%
Type Change Date	Jul 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 131 Barbara St was $1,916.

Source: Crawford County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Crawford County
County Subdivision	Grayling Charter Township
Unified School District	Crawford AuSable Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,800 (+8.69%) Land $2,000 Building $81,800	$167,600 (+8.69%) Land $4,000 Building $163,600
2025	$1,916.00 Homeowner's exemption	$77,100 Land $2,000 Building $75,100	$154,200 Land $4,000 Building $150,200
2023		$63,200 Land $2,000 Building $61,200	$126,400 Land $4,000 Building $122,400
2022	$1,075.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 131 Barbara St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Barbara St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAYLING serves 1,884 people · EPA ID MI0002840
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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