131 Atlantic Rd, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 131 Atlantic Rd, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,485 sqft · built 2015
Lot Size	0.556 acres (24,216 sqft)
Owner	2 Company Names on Record
Last Sale	$5,500,000 (Aug 2024)
Tax Bill	$40,361 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0072 B:0014 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0072 B:0014 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	5,485 sqft Living Area
Gross Area	9,607 sqft
1st Floor Area	1,886 sqft
Basement Area	1,754 sqft
Unfinished Basement	1,754 sqft
Elevator	Elevator

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,216 sqft (0.556 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	131 ATLANTIC RD
City	GLOUCESTER
State	MA
Zip	01930-4331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Block	14
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1002
Census Tract	221300

Owner

Source: Essex County and Gloucester City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	131 ATLANTIC RD, GLOUCESTER, MA 01930-4331
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2019	Deed of Trust, Mortgage FIRST CHOICE LN SVCS
Nov 7, 2017	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Nov 13, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2024 · Amount on Record
Deed Sale	Aug 23, 2024 · Amount on Record
Prior Sale	Nov 13, 2017
Deed Document Number	20241090
Deed Book / Page	42286 / 555
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	131 ATLANTIC RD, GLOUCESTER, MA 01930-4331
Document Number	37832-207
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 ATLANTIC RD GLOUCESTER MA 019304331, GLOUCESTER, MA 01930-4331

Mortgage

Document Number	37832-207
Date	Sep 11, 2019
Book Page	037832/000207
Instrument	1909112170

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	131 ATLANTIC RD, GLOUCESTER, MA 01930-4331
Document Number	36325-308
Instrument Date	Nov 7, 2017
Transaction Type	Mortgage
Record Updated	Mar 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

Mortgage

Document Number	36325-308
Date	Nov 13, 2017
Book Page	036325/000308
Instrument	1711130135

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Nov 13, 2017
Property Address	131 ATLANTIC RD, GLOUCESTER, MA 01930-4331
Document Number	36325-306
Book / Page	036325 / 000306
Instrument Date	Nov 7, 2017
Instrument	1711131340
Transaction Type	Transfer
Record Updated	Dec 5, 2017
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	131 ATLANTIC RD GLOUCESTER MA 019304331, GLOUCESTER, MA 01930-4331

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$40,361.00 (+11.37%)	$4,152,400 (+11.48%) Land $1,779,000 Building $2,373,400
2024	$36,242.00	$3,724,800 Land $1,647,700 Building $2,077,100	$5,109,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	51 units insured incl. 21 condo units
Nearby Flood Claims	7 (1984–2018)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2018 · other causes
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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