Madison County property record for 131 Armitage Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,924 sqft |
| Owner | Individual Name on File |
| Last Sale | $395,000 (Nov 2025) |
| Tax Bill | $2,121 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Aug 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 056A-0001-0002 |
| Primary APN | 056A-0001-0002 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,924 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 74257 |
|---|---|
| Street Address | 131 ARMITAGE DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANCASTER WOODS LOT 16 & 17 |
| Legal Subdivision | LANCASTER |
| Legal Lot Number | 16,17 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 10903 |
131 Armitage Dr is owned and occupied by an individual who bought it in November 2025.
Source: Madison County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 131 ARMITAGE DR, RICHMOND, KY 40475-8747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed, Transfer · VA Mortgage T2 FINANCIAL LLC |
| Aug 13, 2020 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2025 · Amount on File |
| Deed Sale | Nov 19, 2025 · Amount on File |
| Prior Sale | Aug 13, 2020 |
| Deed Document Number | 2014299597 |
| Deed Book / Page | D876 / 78 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 19, 2025 |
| Property Address | 131 ARMITAGE DR, RICHMOND, KY 40475-8747 |
| Document Number | 000D876/78 |
| Book / Page | D876 / 78 |
| Map Reference | MB 2 PG 106 |
| Instrument Date | Nov 7, 2025 |
| Instrument | 2014299597 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | UNKNOWN, LAND GROUP TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $395.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 444 LEWIS HARGETT CIR STE 270, 270, LEXINGTON, KY 40503-8300 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 131 ARMITAGE DR, RICHMOND, KY 40475-8747 |
| Document Number | 2014299601 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 2014299601 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 13, 2020 |
| Property Address | 131 ARMITAGE DR, RICHMOND, KY 40475-8747 |
| Document Number | D00792/357 |
| Book / Page | D00792 / 357 |
| Map Reference | MB 2 PG 106 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 2014017961 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 124 AVAWAM DR, RICHMOND, KY 40475-9192 |
| Name | Verified Name |
|---|---|
| Address | 124 AVAWAM DR, RICHMOND, KY 40475-9192 |
The 2025 property tax bill for 131 Armitage Dr was $2,121 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,121.00 Additional exemption filed | $225,000 | $225,000 |
| 2023 | $1,619.00 | $167,000 | $167,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 131 Armitage Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1990–2013) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 131 Armitage Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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