131 Apache Ln, Stoystown, PA 15563 Property Records

Somerset County property record for 131 Apache Ln, Stoystown, PA 15563

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,440 sqft · built 1836
Lot Size	0.459 acres (19,998 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Jun 2023)
Tax Bill	$3,131 (2026)
Deeds & Mortgages	Jun 2023 Sale Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S19-040-047-000`

Property Details

APN / Parcel Number

Primary APN	`S19-040-047-000`
Alternative APNs	`S19-040-047-00` `190001850`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	928 sqft
Basement Area	512 sqft
Finished Basement	512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1836
Effective Year Built	Effective 1836
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Roof Material	Wood
Lot Area	19,998 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	190001850
Street Address	131 APACHE LN
City	STOYSTOWN
State	PA
Zip	15563-9001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BNG 0.4591 A APACHE 1 STY FR CBN
Legal Lot Number	11
Jurisdiction	SOMERSET PA
Township / Civil Division	INDIAN LAKE
Census Block Group	1
Census Block	1023
Census Tract	21200

Owner

131 Apache Ln is owned and occupied by an individual who bought it in June 2023.

Source: Somerset County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	131 APACHE LN, STOYSTOWN, PA 15563-9001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Deed, Transfer
Jun 27, 2023	Deed, Transfer · Conventional Mortgage PENNSYLVANIA STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2023 · Amount on File
Deed Sale	Jun 27, 2023 · Amount on File
Deed Document Number	20234217
Deed Book / Page	3023 / 536
Record Updated	Jun 8, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET PA
Recording Date	Jun 27, 2023
Property Address	131 APACHE LN, STOYSTOWN, PA 15563-9001
Document Number	003023/536
Book / Page	3023 / 536
Instrument Date	Jun 9, 2023
Instrument	2023004217
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Amount	Amount on Record
Tax	$6,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	131 APACHE LN, STOYSTOWN, PA 15563-9001

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET PA
Recording Date	Jun 27, 2023
Property Address	131 APACHE LN, STOYSTOWN, PA 15563-9001
Document Number	003023/536
Book / Page	3023 / 536
Instrument Date	Jun 9, 2023
Instrument	2023004217
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	131 APACHE LN, STOYSTOWN, PA 15563-9001

Mortgage

Document Number	2023004218
Date	Jun 27, 2023
Instrument	2023004218

Lender

Name	PENNSYLVANIA STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 131 Apache Ln was $3,131.

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Somerset County
Municipality	Indian Lake Borough
Unified School District	Shanksville-Stonycreek School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,131.00	$48,810
2024	$2,545.00 (-19.41%)	$48,810 (-)
2023	$3,158.00	$48,810	$97,600 Land $58,650 Building $38,950
1998			$97,600 Land $58,650 Building $38,950

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 131 Apache Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	7 (1996–2018)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Apache Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN LAKE BORO WATERWORKS serves 1,246 people · EPA ID PA4560025
Water Source	Groundwater
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Apache Ln

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