Saginaw County property record for 131 6th St, Oakley, MI 48649
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,116 sqft · built 1949 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $149,900 (Sep 2025) |
| Tax Bill | $1,216 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Sep 2017 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-09-3-31-0328-800 |
| Primary APN | 07-09-3-31-0328-800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,116 sqft Living Area |
| 1st Floor Area | 1,116 sqft |
| Basement Area | 1,116 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Wood Siding |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 131 6TH ST |
|---|---|
| City | OAKLEY |
| State | MI |
| Zip | 48649-9703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-R |
| Legal Description | LOT 5 BLK 6 PHILIP MICKLES DIVISION VILLAGE OF OAKLEY SEC 31 T09N R3E |
| Legal Range | 03E |
| Legal Township | 09N |
| Legal Section | 31 |
| Legal Subdivision | PHILIP MICKLES DIVISION |
| Legal Block | 6 |
| Legal Lot Number | 5 |
| Legal Unit | 5 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BRADY |
| Census Block Group | 4 |
| Census Block | 4050 |
| Census Tract | 12500 |
131 6th St is owned and occupied by an individual who bought it in September 2025.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5328 CHESANING RD, CHESANING, MI 48616-8463 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Sep 18, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Jan 10, 2019 | Quit Claim Deed, Transfer · Stand-Alone Refinance CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2025 · Amount on File |
| Deed Sale | Sep 11, 2025 · Amount on File |
| Prior Sale | Nov 18, 2011 · Amount on File |
| Deed Document Number | 202521770 |
| Prior Transfer Date | Dec 31, 2018 |
| Prior Transfer Doc | 0000000778 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 131 6TH ST, OAKLEY, MI 48649-9703 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 131 6TH ST, OAKLEY, MI 48649-9703 |
| Document Number | 0000012938 |
|---|---|
| Date | May 26, 2023 |
| Instrument | 2023012938 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 16, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 131 6TH ST, OAKLEY, MI 48649-9703 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000025712 |
|---|---|
| Date | Sep 18, 2017 |
| Instrument | 2017025712 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 277 Months |
| Due | Oct 1, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jan 10, 2019 |
| Property Address | 131 6TH ST, OAKLEY, MI 48649-9703 |
| Document Number | 2019000778 |
| Instrument Date | Dec 31, 2018 |
| Instrument | 2019000778 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Title Company | QUICKSILVAA TITLE AND ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 131 6TH ST, OAKLEY, MI 48649-9703 |
| Document Number | 0000000779 |
|---|---|
| Date | Jan 10, 2019 |
| Instrument | 2019000779 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Feb 1, 2048 |
The 2025 property tax bill for 131 6th St was $1,216 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Brady Township |
| Municipality | Oakley Village |
| Unified School District | Chesaning Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,100 | $56,200 | |
| 2025 | $1,216.00 Homeowner's exemption | ||
| 2023 | $22,500 | $45,000 | |
| 2022 | $516.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 131 6th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 131 6th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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