131 2nd St SW, Chisholm, MN 55719 Property Records

St. Louis County property record for 131 2nd St SW, Chisholm, MN 55719

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,288 sqft · built 1908
Lot Size	0.143 acres (6,240 sqft)
Owner	Individual Name on File
Last Sale	$112,000 (May 2026)
Tax Bill	$1,136 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-0040-00070`

Property Details

APN / Parcel Number

Primary APN	`020-0040-00070`
Alternative APNs	`1197480` `1166099` `988397`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,288 sqft Gross Area
1st Floor Area	826 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,240 sqft (0.143 acres)
Garage Area	576 sqft

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1197480
Street Address	131 2ND ST SW
City	CHISHOLM
State	MN
Zip	55719-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 6 AND 7 SERIAL #
Legal Subdivision	SECOND ADDITION TO CHISHOLM
Legal Block	1
Legal Lot Number	6-7
Jurisdiction	ST LOUIS MN
Township / Civil Division	CHISHOLM
Census Block Group	4
Census Block	4012
Census Tract	12600

Owner

131 2nd St SW is owned and occupied by an individual who bought it in May 2026.

Source: St. Louis County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	131 2ND ST SW, CHISHOLM, MN 55719-2005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
May 24, 2024	Intrafamily Transfer, Transfer · Stand-Alone First Mortgage GRANITE COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on File
Deed Sale	May 18, 2026 · Amount on File
Prior Sale	May 24, 2024 · Amount on File
Deed Document Number	20261532763
Prior Transfer Date	Apr 30, 2024
Prior Transfer Doc	0001488653
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 18, 2026
Property Address	131 2ND ST SW, CHISHOLM, MN 55719-2005
Document Number	0001532763
Instrument Date	Apr 29, 2026
Instrument	20261532763
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	SELLMAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,329.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 2ND ST SW, CHISHOLM, MN 55719-2005

Mortgage

Document Number	0001532764,
Date	May 18, 2026
Instrument	20261532764

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0001532765,
Date	May 18, 2026
Instrument	20261532765

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	10 Months
Due	May 1, 2036

Interest

Rate	6.46%
Max Rate	-1%

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	May 24, 2024
Property Address	131 2ND ST SW, CHISHOLM, MN 55719-2005
Document Number	0001488653
Instrument Date	Apr 30, 2024
Instrument	1488653
Transaction Type	Transfer
Record Updated	Jun 7, 2024
Title Company	SELLMAN TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 2ND ST SW, CHISHOLM, MN 55719-2005

Mortgage

Document Number	0001488656
Date	May 24, 2024
Instrument	1488656

Lender

Name	GRANITE COMMUNITY BANK
Type	Bank
Address	COLD SPRING, MN 56320

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 131 2nd St SW was $1,136 with a homeowner's exemption, up 224.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Chisholm City
County	St. Louis County
Unified School District	Chisholm Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,136.00 (+224.57%) Homeowner's exemption
2025	$350.00 (-12.5%) Homeowner's exemption	$133,400 (+85.54%) Land $7,200 Building $126,200	$133,400 (+85.54%) Land $7,200 Building $126,200
2024	$400.00	$71,900 Land $7,200 Building $64,700	$71,900 Land $7,200 Building $64,700
2022		$52,900 Land $5,500 Building $47,400	$52,900 Land $5,500 Building $47,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 131 2nd St SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 2nd St SW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Chisholm serves 4,940 people · EPA ID MN1690007
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Northern Wireless Media Fixed Wireless	100 / 40

May also be available: CTC, T-Mobile.

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