130A S Franklin St, Rocky Mount, NC 27804 Property Records

Nash County property record for 130A S Franklin St, Rocky Mount, NC 27804

Property Summary

Property Type	Office Building
Details	1.5 ba · 40,755 sqft · built 1965
Lot Size	1.84 acres (80,150 sqft)
Owner	Company Name on File
Last Sale	$695,000 (May 2020)
Tax Bill	$11,787 (2026)
Deeds & Mortgages	Jul 2021 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`385019-50-3032`

Property Details

APN / Parcel Number

Primary APN	`385019-50-3032`
Alternative APNs	`028227` `57491`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	4 Stories
Building Area	40,755 sqft Total Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Tar & Gravel
Lot Area	80,150 sqft (1.84 acres)
Lot Dimensions	400 ft deep x 200 ft wide

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	57491
Street Address	130 S FRANKLIN ST
City	ROCKY MOUNT
State	NC
Zip	27804-5707
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	I
Legal Description	27 7 14 15 16, BANK
Legal Subdivision	COLLICE C MOORE PROP
Legal Lot Number	1C
Jurisdiction	NASH NC
Township / Civil Division	ROCKY MOUNT
Census Block Group	2
Census Block	2044
Census Tract	10400

Owner

130A S Franklin St, a commercial property, is owned by a company that bought it in May 2020.

Source: Nash County records, as of October 16, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 8427, ROCKY MOUNT, NC 27804-1427
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · Commercial Mortgage PROVIDENCE BANK
May 13, 2020	Deed of Trust, Mortgage · Commercial Mortgage PROVIDENCE BANK
Jul 13, 2022	Deed of Trust, Mortgage · Line of Credit PROVIDENCE BANK
May 8, 2020	Special Warranty Deed, Transfer · Line of Credit PROVIDENCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2020 · Amount on File
Deed Sale	May 8, 2020 · Amount on File
Prior Sale	Dec 15, 2016 · Amount on File
Deed Book / Page	3048 / 939
Prior Transfer Date	Mar 8, 2013
Prior Transfer Doc	02664/0732
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	130A S FRANKLIN ST, ROCKY MOUNT, NC 27804-5707
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 SHADY CIRCLE DR, ROCKY MOUNT, NC 27803-1712

Mortgage

Document Number	003147/441
Date	Jul 29, 2021
Book Page	3147/441

Lender

Name	PROVIDENCE BANK
Type	Bank
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	130A S FRANKLIN ST, ROCKY MOUNT, NC 27804-5707
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003049/822
Date	May 13, 2020
Book Page	3049/822

Lender

Name	PROVIDENCE BANK
Type	Bank
Address	27904

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	130A S FRANKLIN ST, ROCKY MOUNT, NC 27804-5707
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003230/977
Date	Jul 13, 2022
Book Page	3230/977

Lender

Name	PROVIDENCE BANK
Type	Bank
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	NASH NC
Recording Date	May 8, 2020
Property Address	130A S FRANKLIN ST, ROCKY MOUNT, NC 27804-5707
Document Number	003048/939
Book / Page	3048 / 939
Instrument Date	Feb 5, 2020
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Amount	Amount on Record
Tax	$1,390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4300 SAPPHIRE CT STE 116, 4300, GREENVILLE, NC 27834-9079

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 SHADY CIRCLE DR, ROCKY MOUNT, NC 27803-1712

Mortgage

Document Number	0003048946
Date	May 8, 2020
Instrument	3048/946

Lender

Name	PROVIDENCE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 130A S Franklin St was $11,787.

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Municipality	Rocky Mount City
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,787.00	$1,871,030 (-) Land $133,100 Building $1,737,930	$1,871,030 (-) Land $133,100 Building $1,737,930
2025	$11,787.00	$1,871,030 Land $133,100 Building $1,737,930	$1,871,030 Land $133,100 Building $1,737,930
2023	$15,986.00	$2,386,100	$2,386,100 Land $133,100 Building $2,253,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130A S Franklin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 130A S Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKY MOUNT serves 55,891 people · EPA ID NC0464010
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Spectrum, T-Mobile.

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