13099 Justify Dr, Union, KY 41091 Property Records

Boone County property record for 13099 Justify Dr, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,317 sqft · built 2024
Lot Size	0.257 acres (11,195 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,328 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2024 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`064.34-07-070.00`

Property Details

APN / Parcel Number

Primary APN	`064.34-07-070.00`
Alternative APN	`56558`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,317 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Lot Area	11,195 sqft (0.257 acres)
Garage Type	Attached
Garage Area	694 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	13099 JUSTIFY DR
City	UNION
State	KY
Zip	41091-2006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 70 SEC 34 BLK E TRIPLE CROWN COUNTRY CLUB
Legal Subdivision	TRIPLE CROWN COUNTRY CLUB
Legal Block	E
Legal Lot Number	70
Jurisdiction	BOONE KY
Township / Civil Division	WALTON
Census Block Group	2
Census Block	2009
Census Tract	70605

Owner

13099 Justify Dr is owned and occupied by two individuals.

Source: Boone County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13099 JUSTIFY DR, UNION, KY 41091-2006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 12, 2024	Warranty Deed, Transfer · Line of Credit FIRST EQUITY MORTGAGE INC
Oct 3, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	13099 JUSTIFY DR, UNION, KY 41091-2006
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13099 JUSTIFY DR, UNION, KY 41091-2006

Mortgage

Document Number	0M4887/961
Date	Jan 15, 2026
Book Page	M4887/961
Instrument	1211477

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Feb 12, 2024
Property Address	13099 JUSTIFY DR, UNION, KY 41091-2006
Document Number	0D1217/598
Book / Page	D1217 / 598
Map Reference	CAB 6 SL 457
Instrument Date	Dec 20, 2023
Instrument	1006012
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$651.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 GRANDVIEW DR, FT MITCHELL, KY 41017-2759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13099 JUSTIFY DR, UNION, KY 41091-2006

Mortgage

Document Number	0001006015
Date	Feb 12, 2024
Instrument	1006015

Lender

Name	FIRST EQUITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE KY
Recording Date	Oct 3, 2023
Property Address	13099 JUSTIFY DR, UNION, KY 41091-2006
Document Number	0D1211/946
Book / Page	D1211 / 946
Map Reference	CAB 6 PG 457
Instrument Date	Aug 31, 2023
Instrument	978675
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount on Record
Tax	$98.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1671 PARK RD STE 1, 1, FT WRIGHT, KY 41011-2769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 GRANDVIEW DR, FORT MITCHELL, KY 41017-2759
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 13099 Justify Dr was $7,328.

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,328.00	$650,800 Land $95,000 Building $555,800
2024			$650,800 Land $95,000 Building $555,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13099 Justify Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13099 Justify Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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