Baldwin County property record for 13099 Gandy Rd, Bay Minette, AL 36507
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,320 sqft · built 1973 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Individual Name on File |
| Last Sale | $23,500 (Feb 2011) |
| Tax Bill | $166 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-09-29-0-000-017.001 |
| Primary APN | 18-09-29-0-000-017.001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,320 sqft Heated Area |
| 1st Floor Area | 1,320 sqft |
| Flooring | Parquet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Aluminum Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 34,848 sqft (0.8 acres) |
| Lot Dimensions | 298 ft deep x 204 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 246860 |
|---|---|
| Street Address | 13099 GANDY RD |
| City | BAY MINETTE |
| State | AL |
| Zip | 36507-8125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 204.3' X 298.4' BEG 420 E OF NW COR OF SW1/4 OF SW1/4, TH E204.3', SW 298.4', NW 104.3', N 210' TO POB (STAT WD) |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | BAY MINETTE |
| Census Block Group | 3 |
| Census Block | 3052 |
| Census Tract | 10300 |
13099 Gandy Rd is owned and occupied by an individual who bought it in February 2011.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13081 GANDY RD, BAY MINETTE, AL 36507-8125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2011 · Amount on File |
| Deed Sale | Feb 10, 2011 · Amount on File |
| Prior Sale | May 13, 2010 · Amount on File |
| Deed Document Number | 20111272922 |
| Prior Transfer Date | May 10, 2010 |
| Prior Transfer Doc | 0001233341 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 13099 Gandy Rd was $166 with exemptions applied, down 62.9% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $166.00 (-62.86%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | ||
| 2025 | $447.00 | $14,920 Land $3,400 Building $11,520 | $149,000 Land $33,900 Building $115,100 |
| 2023 | $369.00 (+13.89%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $12,300 (+13.68%) | $122,900 (+13.8%) Land $30,700 Building $92,200 |
| 2022 | $324.00 (+12.5%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $10,820 | $108,000 Land $25,500 Building $82,500 |
| 2021 | $288.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 13099 Gandy Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 12 (2005–2020) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Mar 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13099 Gandy Rd is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 95% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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