13098 Echo Ln, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 13098 Echo Ln, Apple Valley, MN 55124

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 2,536 sqft · built 2000
Lot Size	0.228 acres (9,927 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Jul 2013)
Tax Bill	$5,028 (2025)
Deeds & Mortgages	Nov 2023 Transfer Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-20541-01-070`

Property Details

APN / Parcel Number

Primary APN	`01-20541-01-070`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,536 sqft Living Area
Gross Area	2,936 sqft
1st Floor Area	2,536 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Construction Type	Wood
Lot Area	9,927 sqft (0.228 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	13098 ECHO LN
City	SAINT PAUL
State	MN
Zip	55124-3901
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	DIAMOND PATH TOWNHOMES 2ND ADDITION 7 1 SUBJ TO CIC #213
Legal Subdivision	DIAMOND PATH TOWNHOMES 2ND ADDITION
Legal Block	1
Legal Lot Number	70
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	1
Census Block	1014
Census Tract	60840

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13098 ECHO LN, SAINT PAUL, MN 55124-3901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Transfer on Death Deed, Transfer
Apr 17, 2019	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2013 · Amount on Record
Deed Sale	Jul 19, 2013 · Amount on Record
Prior Sale	Jul 15, 2008 · Amount on Record
Deed Document Number	20132964095
Record Updated	Oct 29, 2026

November 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DAKOTA MN
Recording Date	Nov 27, 2023
Property Address	13098 ECHO LN, APPLE VALLEY, MN 55124-3901
Document Number	0003610794
Instrument Date	Nov 21, 2023
Instrument	3610794
Transaction Type	Transfer
Record Updated	Dec 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	13098 ECHO LN, APPLE VALLEY, MN 55124-3901
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003300823
Date	Apr 17, 2019
Instrument	3300823

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 16, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,028.00 (+29.72%)	$407,800 (+11.06%) Land $80,000 Building $327,800	$407,800 (+11.06%) Land $80,000 Building $327,800
2023	$3,876.00 Homeowner's exemption
2022		$367,200 Land $76,100 Building $291,100	$367,200 Land $76,100 Building $291,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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