13097 Lamaca Ct, Jacksonville, FL 32246 Property Records

Duval County property record for 13097 Lamaca Ct, Jacksonville, FL 32246

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,603 sqft · built 2018
Lot Size0.261 acres (11,373 sqft)
OwnerIndividual Name on File
Last Sale$603,200 (Nov 2018)
Tax Bill$13,047 (2025)
Deeds & MortgagesApr 2022 Mortgage
Jun 2024 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN165284-4305

Property Details

APN / Parcel Number

Primary APN165284-4305

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,603 sqft Living Area
Gross Area3,652 sqft
1st Floor Area2,603 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area11,373 sqft (0.261 acres)
Garage TypeAttached
Garage Area753 sqft
Parking Spaces3 Parking Spaces
PorchFinished Screened Porch
Porch Area296 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address13097 LAMACA CT
CityJACKSONVILLE
StateFL
Zip32246-5535
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description69-33 27-2S-28E BELLA NIKA AT TAMAYA PHASE 1 LOT 129
Legal Range28E
Legal Township02S
Legal Section27
Legal SubdivisionBELLA NIKA AT TAMAYA PHASE 01
Legal Phase1
Legal Lot Number129
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group1
Census Block1011
Census Tract14339

Owner

13097 Lamaca Ct is owned and occupied by an individual who bought it in November 2018.

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address13097 LAMACA CT, JACKSONVILLE, FL 32246-5535
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Jun 24, 2024Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC
Aug 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
RENASANT BANK
Nov 13, 2018Correction Deed · Conventional Mortgage
RENASANT BANK
Aug 7, 2018Special Warranty Deed, Transfer
CENTERSTATE BANK OF FLORIDA NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 2018 · Amount on File
Deed SaleNov 13, 2018 · Amount on File
Prior SaleAug 7, 2018 · Amount on File
Deed Document Number2018267743
Deed Book / Page18595 / 480
Prior Transfer DateNov 7, 2018
Prior Transfer Doc0185950481
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address13097 LAMACA CT, JACKSONVILLE, FL 32246-5535
Transaction TypeMortgage
Record UpdatedDec 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address13097 LAMACA CT, JACKSONVILLE, FL 32246-5535

Mortgage

Document Number0202321189
DateApr 20, 2022
Book Page20232/1189
Instrument2022099669
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 1, 2037

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address13097 LAMACA CT, JACKSONVILLE, FL 32246-5535
Transaction TypeMortgage
Record UpdatedDec 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address13097 LAMACA CT, JACKSONVILLE, FL 32246-5535

Mortgage

Document Number0210962017
DateJun 24, 2024
Book Page21096/2017
Instrument2024133977
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueJul 1, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address13097 LAMACA CT, JACKSONVILLE, FL 32246-5535
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0188952117
DateAug 12, 2019
Book Page18895/2117
Instrument2019187060
Lender
NameRENASANT BANK
TypeBank
AddressBIRMINGHAM, AL 35203
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 1, 2034

November 2018: Correction Deed

Document TypeCorrection Deed
JurisdictionDUVAL FL
Recording DateNov 13, 2018
Property Address13097 LAMACA CT, JACKSONVILLE, FL 32246-5535
Document Number0185950480
Book / Page18595 / 0480
Map ReferenceMB 69 PG 33-48
Instrument DateNov 7, 2018
Instrument2018267743
Record UpdatedJul 28, 2022
Title CompanySOUTHERN TITLE HOLDING COMPA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,222.40
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address2379 BEVILLE RD, 2379, DAYTONA BEACH, FL 32119-8720

Transferred To (Grantee/Buyer)

NameVerified Name
Address13097 LAMACA CT, JACKSONVILLE, FL 32246-5535

Mortgage

Document Number0185950481
DateNov 13, 2018
Book Page18595/0481
Instrument2018267744
Lender
NameRENASANT BANK
TypeBank
AddressBIRMINGHAM, AL 35203
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2048

August 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDUVAL FL
Recording DateAug 7, 2018
Property Address13097 LAMACA CT, JACKSONVILLE, FL 32246-5535
Document Number0184820443
Book / Page18482 / 0443
Map ReferenceMB 69 PG 33-48
Instrument DateJul 31, 2018
Instrument2018184636
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanySOUTHERN TITLE HOLDING COMPA

Transaction

AmountAmount on Record
Tax$9,846.20
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address135 SAN LORENZO AVE STE 750, 135, CORAL GABLES, FL 33146-1877

Transferred To (Grantee/Buyer)

NameVerified Name
Address2379 BEVILLE RD, DAYTONA BEACH, FL 32119-8720
InvestorPossibly a Property Investor

Mortgage

Document Number2018184637
DateAug 7, 2018
Instrument2018184637
Lender
NameCENTERSTATE BANK OF FLORIDA NA
TypeBank
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 13097 Lamaca Ct was $13,047 with a homeowner's exemption, up 2.9% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$524,369 (+2.7%)$691,849 (+6.29%) Land $161,487 Building $530,362
2025$13,047.00 (+2.88%) Homeowner's exemption$510,584$650,894 Land $150,000 Building $500,894
2024$12,682.00 (+4.52%)
2023$12,133.00 (+10.65%) Homeowner's exemption$481,743 (+3%)$603,346 (+12.21%) Land $115,000 Building $488,346
2022$10,965.00 Homeowner's exemption$467,712$537,685 Land $110,000 Building $427,685

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13097 Lamaca Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 194 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies194 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13097 Lamaca Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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