13097 103rd Ave, Largo, FL 33774 Property Records

Pinellas County property record for 13097 103rd Ave, Largo, FL 33774

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,475 sqft · built 1986
Lot Size0.411 acres (17,938 sqft)
OwnerCompany Name on File
Last Sale$730,000 (Apr 2024)
Tax Bill$11,934 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Jun 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APNC62-000-750-9456-5

Property Details

APN / Parcel Number

Primary APNC62-000-750-9456-5
Alternative APNs
  • 17-30-15-73535-000-0010
  • 153017735350000010
  • R181873

Interior

Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,475 sqft Heated Area
1st Floor Area2,475 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1999
Architectural StyleDome
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area17,938 sqft (0.411 acres)
Lot Dimensions155 ft deep x 115 ft wide
Garage Area644 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchOpen Porch
Porch Area171 sqft
Deck Area640 sqft
Patio Area504 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Tennis CourtTennis Court

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR181873
Old Parcel Number153017735350000010
Street Address13097 103RD AVE
CityLARGO
StateFL
Zip33774-5609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAMBLEWOOD LOT 1
Legal Range15
Legal Township30
Legal Section17
Legal SubdivisionRAMBLEWOOD
Legal Lot Number1
JurisdictionPINELLAS FL
Township / Civil DivisionBOCA CIEGA
Census Block Group1
Census Block1005
Census Tract25119

Owner

Source: Pinellas County assessment roll, APN C62-000-750-9456-5, as of July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address5931 16TH ST N, SAINT PETERSBURG, FL 33703-1027
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 05, 2024Warranty Deed, Transfer · Commercial Mortgage
MOFIN LENDING CORPORATION
Jun 19, 2017Loan Modification, Mortgage · Line of Credit
SUNTRUST BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 05, 2024 · Amount on Record
Deed SaleApr 05, 2024 · Amount on Record
Prior SaleSep 24, 2012 · Amount on Record
Deed Document Number2024086856
Deed Book / Page22758 / 420
Record UpdatedJun 08, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateApr 05, 2024
Property Address13097 103RD AVE, LARGO, FL 33774-5609
Document Number0227580420
Book / Page22758 / 420
Map ReferenceMB 82 PG 44
Instrument DateApr 04, 2024
Instrument2024086856
Transaction TypeTransfer
Record UpdatedDec 29, 2025
Title CompanyUNKNOWN, ALBATROSS TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,110.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13097 103RD AVE, LARGO, FL 33774-5609

Transferred To (Grantee/Buyer)

NameVerified Name
Address5931 16TH ST N, SAINT PETERSBURG, FL 33703-1027

Mortgage

Document Number0022758422
DateApr 05, 2024
Instrument22758/422
Lender
NameMOFIN LENDING CORPORATION
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPINELLAS FL
Property Address13097 103RD AVE, LARGO, FL 33774-5609
Document Number0196830910
Instrument DateJun 19, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address13097 103RD AVE LARGO FL 337745609, LARGO, FL 33774-5609

Mortgage

Document Number0196830910
DateJun 28, 2017
Book Page019683/000910
Instrument200302
Lender
NameSUNTRUST BK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 27, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll as of July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$11,934.00 (+131.06%)$648,746 (+99.28%)$648,746 (+15.69%) Land $253,431 Building $395,315
2023$5,165.00 (+2.44%) Homeowner's exemption$325,538 (+3%)$560,769 (+2.82%) Land $261,918 Building $298,851
2022$5,042.00 Homeowner's exemption$316,056$545,375 Land $292,815 Building $252,560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), as of April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030251191, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 76 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies76 in force
Nearby Flood Claims7 (1981–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims

Wildfire

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 207 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Frontier.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6521405, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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