Lake County property record for 13095 Second St, Clearlake Oaks, CA 95423 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,580 sqft · built 2006 |
| Lot Size | 0.109 acres (4,791 sqft) |
| Owner | Individual Name on File |
| Last Sale | $219,000 (Feb 2020) |
| Tax Bill | $2,750 (2025) |
| Deeds & Mortgages | Feb 2020 Sale & Mortgage Jul 2017 Loan Modification |
| Flood Zone | Zone A (high risk) |
| APN | 035-403-430-000 |
| Primary APN | 035-403-430-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,580 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Construction Type | Wood |
| Lot Area | 4,791 sqft (0.109 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 478 sqft Garage |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 13095 SECOND ST |
|---|---|
| City | CLEARLAKE OAKS |
| State | CA |
| Zip | 95423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CLEARLAKE OAKS SUB #5 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | LUCERNE-CLEARLAKE OAKS |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 601 |
Source: Lake County records · APN 035-403-430-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13095 SECOND ST, CLEARLAKE OAKS, CA 95423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2020 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Jul 26, 2017 | Loan Modification, Mortgage · Conventional Mortgage BAUMAN STANLEY E (PT) |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 18, 2020 · Amount on Record |
| Deed Sale | Feb 18, 2020 · Amount on Record |
| Prior Sale | Sep 19, 2013 |
| Deed Document Number | 2020001872 |
| Record Updated | Jun 07, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Feb 18, 2020 |
| Property Address | 13095 SECOND ST, CLEARLAKE OAKS, CA 95423 |
| Document Number | 0000001872 |
| Instrument Date | Feb 12, 2020 |
| Instrument | 1872 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $241.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13095 2ND ST CLEARLAKE OAKS CA 95423, CLEARLAKE OAKS, CA 95423 |
| Document Number | 1873 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | 1873 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 17, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 13095 SECOND ST, CLEARLAKE OAKS, CA 95423 |
| Document Number | 0000009934 |
| Instrument Date | Jul 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000009934 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 9934 |
| Name | BAUMAN STANLEY E (PT) |
|---|---|
| Address | CARSON CITY, NV 89702 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Konocti Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,750.00 (+2.12%) | $239,504 (+4.04%) Land $21,871 Building $217,633 |
| 2023 | $2,693.00 (+5.11%) | $230,206 Land $21,023 Building $209,183 |
| 2022 | $2,562.00 |
Source: FEMA National Flood Hazard Layer, Lake County (06033C), updated October 9, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | High above 84% of the US · above 63% of California |
|---|---|
| Wildfire Likelihood | About 1 in 185 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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