13095 Emerald Isle St, El Paso, TX 79928 Property Records

El Paso County property record for 13095 Emerald Isle St, El Paso, TX 79928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,665 sqft · built 2025
Lot Size	0.138 acres (6,004 sqft)
Owner	2 Individual Names on Record
Last Sale	$277,420 (Apr 2026)
Tax Bill	$443 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2026 Sale & Mortgage
APN	`P691-000-0560-1100`

Property Details

APN / Parcel Number

Primary APN	`P691-000-0560-1100`
Alternative APNs	`000000709540` `709540`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,665 sqft Living Area
Gross Area	3,335 sqft
1st Floor Area	1,202 sqft
Flooring	Tile

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Flat
Lot Area	6,004 sqft (0.138 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13095 EMERALD ISLE ST
City	EL PASO
State	TX
Zip	79928-5342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 56 PEYTON ESTATES #7 LOT 11
Legal Subdivision	PEYTON ESTATES #7
Legal Block	56
Legal Lot Number	11
Jurisdiction	EL PASO TX
Township / Civil Division	EL PASO EAST
Census Block Group	4
Census Block	4000
Census Tract	10362

Owner

Source: El Paso County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13095 EMERALD ISLE ST, EL PASO, TX 79928-5342
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK NATIONAL ASSOCIATION
Apr 1, 2026	Deed, Transfer · FHA Mortgage ROCKY MOUNTAIN MORTGAGE LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Deed Document Number	202626099
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO TX
Recording Date	Aug 31, 2026
Property Address	13095 EMERALD ISLE ST, EL PASO, TX 79928-5342
Document Number	0000073810
Instrument Date	Aug 22, 2026
Instrument	202673810
Transaction Type	Mortgage
Record Updated	Sep 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13095 EMERALD ISLE ST, EL PASO, TX 79928-5342

Mortgage

Document Number	0000073810,
Date	Aug 31, 2026
Instrument	202673810

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	EL PASO TX
Recording Date	Apr 1, 2026
Property Address	13095 EMERALD ISLE ST, EL PASO, TX 79928-5342
Document Number	0000026099
Instrument Date	Mar 31, 2026
Instrument	202626099
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13095 EMERALD ISLE ST, EL PASO, TX 79928-5342
Investor	Possibly a Property Investor

Mortgage

Document Number	0000026100,
Date	Apr 1, 2026
Instrument	202626100

Lender

Name	ROCKY MOUNTAIN MORTGAGE LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

Tax Assessment & Valuation

Source: El Paso County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	El Paso County
Unified School District	Socorro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,725 (+732.33%) Land $16,547 Building $121,178	$137,725 (+732.33%) Land $16,547 Building $121,178
2025	$443.00 (+3.02%)	$16,547 (-) Land $16,547	$16,547 (-) Land $16,547
2024	$430.00 (-9.09%)
2023	$473.00 (+1.07%)	$16,547 Land $16,547	$16,547 Land $16,547
2022	$468.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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