13092 Thunder Rd, King George, VA 22485 Property Records

King George County property record for 13092 Thunder Rd, King George, VA 22485

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,920 sqft · built 1989
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jan 2021)
Tax Bill	$2,564 (2025)
Deeds & Mortgages	Jul 2020 Refinance Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34B-1-2`

Property Details

APN / Parcel Number

Primary APN	`34B-1-2`
Alternative APNs	`1808` `7762`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
Gross Area	5,088 sqft
1st Floor Area	1,920 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	1,041 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	672 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	7762
Street Address	13092 THUNDER RD
City	KING GEORGE
State	VA
Zip	22485-4313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3
Legal Description	BEAVER LODGE ESTATES LOT 2 5.0 A
Legal Subdivision	BEAVER LODGE ESTATES
Legal Lot Number	2
Jurisdiction	KING GEORGE VA
Township / Civil Division	SHILOH
Census Block Group	2
Census Block	2019
Census Tract	40500

Owner

13092 Thunder Rd is owned and occupied by two individuals who bought it in January 2021.

Source: King George County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13092 THUNDER RD, KING GEORGE, VA 22485-4313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC COAST MORTGAGE LLC
Jan 25, 2021	Warranty Deed, Transfer · VA Mortgage PRESIDENTIAL BANK FSB
Jul 28, 2020	Intrafamily Transfer, Transfer · Stand-Alone Refinance ATLANTIC COAST MORTGAGE LLC
Nov 16, 2007	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL C U

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2021 · Amount on File
Deed Sale	Jan 25, 2021 · Amount on File
Prior Sale	Apr 4, 2014 · Amount on File
Deed Document Number	2021396
Prior Transfer Date	Jul 23, 2020
Prior Transfer Doc	0000002732
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING GEORGE VA
Property Address	13092 THUNDER RD, KING GEORGE, VA 22485-4313
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	ACM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0200002733
Date	Jul 28, 2020
Instrument	200002733

Lender

Name	ATLANTIC COAST MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING GEORGE VA
Recording Date	Jan 25, 2021
Property Address	13092 THUNDER RD, KING GEORGE, VA 22485-4313
Document Number	210000396
Instrument Date	Jan 22, 2021
Instrument	210000396
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13092 THUNDER RD, KING GEORGE, VA 22485-4313

Mortgage

Document Number	210000397
Date	Jan 25, 2021
Instrument	210000397

Lender

Name	PRESIDENTIAL BANK FSB

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KING GEORGE VA
Recording Date	Jul 28, 2020
Property Address	13092 THUNDER RD, KING GEORGE, VA 22485-4313
Document Number	200002732
Instrument Date	Jul 23, 2020
Instrument	200002732
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13092 THUNDER RD, KING GEORGE, VA 22485-4313

Mortgage

Document Number	0200002733
Date	Jul 28, 2020
Instrument	200002733

Lender

Name	ATLANTIC COAST MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

November 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING GEORGE VA
Recording Date	Nov 16, 2007
Property Address	13092 THUNDER RD, KING GEORGE, VA 22485-4313
Document Number	0OV/186190
Book / Page	OV / 186190
Instrument Date	Nov 15, 2007
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00OV186200
Date	Nov 16, 2007
Instrument	OV/186200

Lender

Name	NAVY FEDERAL C U

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 13092 Thunder Rd was $2,564.

Source: King George County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	King George County
Unified School District	King George County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$444,200 (+17.79%) Land $110,000 Building $334,200	$444,200 Land $110,000 Building $334,200
2025	$2,564.00	$377,100 Land $91,000 Building $286,100
2024	$2,564.00
2023	$2,564.00	$377,100 Land $91,000 Building $286,100	$377,100 Land $91,000 Building $286,100
2021			$377,100 Land $91,000 Building $286,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13092 Thunder Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13092 Thunder Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: All Points Broadband, KGI Communications.

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