13090 Findlay Ave, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 13090 Findlay Ave, Apple Valley, MN 55124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,691 sqft · built 1973
Lot Size	0.537 acres (23,398 sqft)
Owner	Individual Name on Record
Last Sale	$228,500 (Dec 2014)
Tax Bill	$4,216 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-31004-05-060`

Property Details

APN / Parcel Number

Primary APN	`01-31004-05-060`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,691 sqft Living Area
Gross Area	2,199 sqft
1st Floor Area	953 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1986
Architectural Style	Split Level
Construction Type	Wood
Lot Area	23,398 sqft (0.537 acres)
Garage Type	Attached
Garage Area	508 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	13090 FINDLAY AVE
City	SAINT PAUL
State	MN
Zip	55124-7930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENLEAF 5TH ADDITION 6 5
Legal Subdivision	GREENLEAF 5TH ADDITION
Legal Block	5
Legal Lot Number	60
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	1
Census Block	1007
Census Tract	60822

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13090 FINDLAY AVE, SAINT PAUL, MN 55124-7930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage WINGS FINANCIAL CU
Oct 3, 2018	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2014 · Amount on Record
Deed Sale	Dec 18, 2014 · Amount on Record
Prior Sale	Oct 15, 2002 · Amount on Record
Deed Document Number	20143043522
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	13090 FINDLAY AVE, APPLE VALLEY, MN 55124-7930
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003602475
Date	Sep 18, 2023
Instrument	3602475

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	1-Year T-Bill
Max Rate	11.1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	13090 FINDLAY AVE, APPLE VALLEY, MN 55124-7930
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003273859
Date	Oct 3, 2018
Instrument	3273859

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 2, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,216.00	$347,200 Land $109,800 Building $237,400	$347,200 Land $109,800 Building $237,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Southeast MN Wifi Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: AT&T.

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