Montgomery County property record for 1309 Winding Waye Ln, Silver Spring, MD 20902
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,246 sqft · built 1969 |
| Lot Size | 0.256 acres (11,159 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,567 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01461323 |
| Primary APN | 13-01461323 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,246 sqft Living Area |
| Gross Area | 2,506 sqft |
| 1st Floor Area | 1,544 sqft |
| Basement Area | 702 sqft |
| Finished Basement | 702 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,159 sqft (0.256 acres) |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 300 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01461323 |
|---|---|
| Street Address | 1309 WINDING WAYE LN |
| City | SILVER SPRING |
| State | MD |
| Zip | 20902-1449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | GLENFIELD MANOR |
| Legal Subdivision | GLENFIELD MANOR |
| Legal Block | G |
| Legal Lot Number | 22 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 703207 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1309 WINDING WAYE LN, SILVER SPRING, MD 20902-1449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Mar 31, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| Nov 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK |
| Apr 26, 2021 | Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 1999 |
| Deed Sale | Jun 1, 1999 |
| Deed Document Number | 1999147449 |
| Deed Book / Page | 17143 / 631 |
| Last Transfer Date | Sep 5, 2014 |
| Transfer Doc | 0500640439 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1309 WINDING WAYE LN, SILVER SPRING, MD 20902-1449 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0655120419 |
|---|---|
| Date | Mar 31, 2022 |
| Book Page | 65512/419 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1309 WINDING WAYE LN, SILVER SPRING, MD 20902-1449 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2021 |
| Title Company | BLACK OAK TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0646470202 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 64647/202 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Apr 26, 2021 |
| Property Address | 1309 WINDING WAYE LN, SILVER SPRING, MD 20902-1449 |
| Document Number | 0627330307 |
| Book / Page | 62733 / 307 |
| Map Reference | MB 85 PL 8917 |
| Instrument Date | Mar 24, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1309 WINDING WAYE LN, SILVER SPRING, MD 20902-1449 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $531,933 (+4.16%) | $574,400 (+12.47%) Land $185,500 Building $388,900 | |
| 2025 | $6,567.00 (+7.83%) | $510,700 (+21.49%) Land $185,500 Building $325,200 | $510,700 (-) Land $185,500 Building $325,200 |
| 2024 | $6,090.00 (+27.06%) | ||
| 2023 | $420,367 | $510,700 Land $185,500 Building $325,200 | |
| 2022 | $4,793.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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