Mobile County property record for 1309 Willow Ln, Mobile, AL 36605
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,412 sqft · built 1989 |
| Lot Size | 0.14 acres (6,106 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Jul 2023) |
| Tax Bill | $541 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | R022911324003073 |
| Primary APN | R022911324003073 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,412 sqft Living Area |
| 1st Floor Area | 1,148 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,106 sqft (0.14 acres) |
| Porch | Slab |
| Porch Area | 420 sqft |
| Utility Building | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 959626 |
|---|---|
| Street Address | 1309 WILLOW LN |
| City | MOBILE |
| State | AL |
| Zip | 36605-2322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 BLK 1 FULTON RIDGE ESTATES MBK 4 PG 110 #SEC 32 T4S R1W #MP29 11 32 4 003 |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 32 |
| Legal Subdivision | FULTON RIDGE ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 2301 |
1309 Willow Ln is owned and occupied by two individuals who bought it in July 2023.
Source: Mobile County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1309 WILLOW LN, MOBILE, AL 36605-2322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2023 | Warranty Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC |
| Dec 9, 2022 | Warranty Deed, Transfer · Commercial Mortgage MOBILE CAPITAL COMPANY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2023 · Amount on File |
| Deed Sale | Jul 7, 2023 · Amount on File |
| Prior Sale | Dec 9, 2022 · Amount on File |
| Deed Document Number | 202340075 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Jul 7, 2023 |
| Property Address | 1309 WILLOW LN, MOBILE, AL 36605-2322 |
| Document Number | 0000040075 |
| Map Reference | MB 4 PG 110-115 |
| Instrument Date | Jun 29, 2023 |
| Instrument | 2023040075 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2023 |
| Title Company | DELTA SOUTH TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7209 BAY RD, MOBILE, AL 36605-9697 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1309 WILLOW LN, MOBILE, AL 36605-2322 |
| Document Number | 0000040076 |
|---|---|
| Date | Jul 7, 2023 |
| Instrument | 2023040076 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Number | 0000040082 |
|---|---|
| Date | Jul 7, 2023 |
| Instrument | 2023040082 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Dec 9, 2022 |
| Property Address | 1309 WILLOW LN, MOBILE, AL 36605-2322 |
| Document Number | 0000075933 |
| Map Reference | MB 4 PG 110-115 |
| Instrument Date | Dec 9, 2022 |
| Instrument | 2022075933 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3350 KINGS GATE DR W, MOBILE, AL 36618-4668 |
| Name | Verified Name |
|---|---|
| Address | 7209 BAY RD, MOBILE, AL 36605-9697 |
| Investor | Possibly a Property Investor |
| Document Number | 0000075934 |
|---|---|
| Date | Dec 9, 2022 |
| Instrument | 2022075934 |
| Name | MOBILE CAPITAL COMPANY LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Dec 9, 2025 |
The 2025 property tax bill for 1309 Willow Ln was $541 with a homeowner's exemption, down 0.4% from the year before.
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $541.00 (-0.37%) Homeowner's exemption | $9,410 (-0.53%) Land $800 Building $8,610 | $94,100 (-0.53%) Land $8,000 Building $86,100 |
| 2024 | $543.00 (-26.72%) Homeowner's exemption | $9,460 (+64.24%) Land $900 Building $8,560 | $94,600 (+64.24%) Land $9,000 Building $85,600 |
| 2023 | $741.00 (-0.4%) | $5,760 (-50.17%) Land $900 Building $4,860 | $57,600 (-0.35%) Land $9,000 Building $48,600 |
| 2022 | $744.00 | $11,560 Land $1,800 Building $9,760 | $57,800 Land $9,000 Building $48,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1309 Willow Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 50 (1979–2020) |
| Claims Outside the SFHA | 14 of 50 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1309 Willow Ln is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 68% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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