1309 Wildrose Ln, Laredo, TX 78041 Property Records

Webb County property record for 1309 Wildrose Ln, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	2,149 sqft · built 1992
Lot Size	0.177 acres (7,700 sqft)
Owner	2 Individual Names on File
Last Sale	$139,300 (Jun 2019)
Tax Bill	$1,334 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`936-00004-050`

Property Details

APN / Parcel Number

Primary APN	`936-00004-050`
Alternative APN	`218992`

Interior

Stories	1 Story
Building Area	2,149 sqft Living Area
1st Floor Area	2,149 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,700 sqft (0.177 acres)
Lot Dimensions	110 ft deep x 70 ft wide
Garage Type	Carport
Garage Area	396 sqft
Carport	Carport
Carport Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	399 sqft

Location & Zoning

Street Address	1309 WILDROSE LN
City	LAREDO
State	TX
Zip	78041-3307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 5 BLK 4 VISTA HERMOSA SUBD
Legal Subdivision	VISTA HERMOSA
Legal Block	4
Legal Lot Number	5
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3018
Census Tract	1601

Owner

1309 Wildrose Ln is owned and occupied by two individuals who bought it in June 2019.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1309 WILDROSE LN, LAREDO, TX 78041-3307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 26, 2021	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 14, 2019	Vendor's Lien, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2019 · Amount on File
Deed Sale	Jun 14, 2019 · Amount on File
Prior Sale	Nov 6, 2013
Deed Document Number	20191363411
Deed Book / Page	4615 / 190
Prior Transfer Date	Apr 15, 2005
Prior Transfer Doc	0000878059
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1309 WILDROSE LN, LAREDO, TX 78041-3307
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 WILDROSE LN, LAREDO, TX 78041-3307

Mortgage

Document Number	005339/747
Date	Sep 6, 2022
Book Page	5339/747
Instrument	1478522

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	322 Months
Due	Jul 1, 2049

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1309 WILDROSE LN, LAREDO, TX 78041-3307
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 WILDROSE LN, LAREDO, TX 78041-3307

Mortgage

Document Number	5008/288
Date	Apr 26, 2021
Book Page	5008/288
Instrument	1426539

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Jul 1, 2049

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jun 14, 2019
Property Address	1309 WILDROSE LN, LAREDO, TX 78041-3307
Document Number	004615/190
Book / Page	4615 / 190
Map Reference	VOL 3 PG 10
Instrument Date	Jun 12, 2019
Instrument	1363411
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 WILDROSE LN, LAREDO, TX 78041-3307

Mortgage

Document Number	0001363412
Date	Jun 14, 2019
Instrument	1363412

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1309 Wildrose Ln was $1,334 with a homeowner's exemption, down 15% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,300 (-0.5%) Land $95,326 Building $166,974	$262,300 (-0.5%) Land $95,326 Building $166,974
2025	$1,334.00 (-15.03%) Homeowner's exemption	$263,616 Land $95,326 Building $168,290	$263,616 Land $95,326 Building $168,290
2024	$1,570.00
2023		$243,411 Land $44,814 Building $198,597	$243,411 Land $44,814 Building $198,597
2022	$1,441.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1309 Wildrose Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	3 (2007–2017)
Most Recent Claim	May 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1309 Wildrose Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smartcom Telephone.

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