1309 White Ave, Beloit, WI 53511 Property Records

Rock County property record for 1309 White Ave, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,584 sqft · built 1911
Lot Size	0.288 acres (12,545 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Oct 2022)
Tax Bill	$2,299 (2025)
Deeds & Mortgages	Jun 2007 Line of Credit Jun 2008 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`206 12530010`

Property Details

APN / Parcel Number

Primary APN	`206 12530010`
Alternative APN	`12530010`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Exterior Material	Metal
Construction Type	Frame
Lot Area	12,545 sqft (0.288 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	206 12530010
Street Address	1309 WHITE AVE
City	BELOIT
State	WI
Zip	53511-4757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 14 FT L 9 & S 50 FT OF N 66 FT L 11 & E 68 FT L 10 B 1 CHAMBERLINS ADD, ALSO THAT PART L 11 S OF N LE L 10 EXT ELY
Legal Subdivision	CHAMBERLINS ADD
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	3
Census Block	3012
Census Tract	1800

Owner

1309 White Ave is owned by an individual who bought it in October 2022.

Source: Rock County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	6219 S US HIGHWAY 51, JANESVILLE, WI 53546-9590
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2007	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Jun 17, 2008	Deed of Trust, Mortgage · FHA Mortgage MORTGAGEIT INC
Jun 2, 2015	Deed of Trust, Mortgage · Conventional Mortgage BELOIT CITY (WI)
May 30, 2006	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Jun 1, 2010	Deed of Trust, Mortgage · FHA Mortgage GSF MORTGAGE CORP
Jul 2, 2008	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2022 · Amount on File
Deed Sale	Oct 21, 2022 · Amount on File
Prior Sale	May 1, 2017 · Amount on File
Deed Document Number	202229517
Prior Transfer Date	Mar 1, 2017
Prior Transfer Doc	0002076897
Record Updated	Oct 29, 2026

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1309 WHITE AVE, BELOIT, WI 53511-4757
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001792550
Date	Jun 7, 2007
Instrument	1792550

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	MINNEAPOLIS, MN 55402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	May 17, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1309 WHITE AVE, BELOIT, WI 53511-4757
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001834212
Date	Jun 17, 2008
Instrument	1834212

Lender

Name	MORTGAGEIT INC
Type	Mortgage Company
Address	NEW YORK, NY 10038

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2038

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1309 WHITE AVE, BELOIT, WI 53511-4757
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002028006
Date	Jun 2, 2015
Instrument	2028006

Lender

Name	BELOIT CITY (WI)
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1309 WHITE AVE, BELOIT, WI 53511-4757
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001752130
Date	May 30, 2006
Instrument	1752130

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	MINNEAPOLIS, MN 55402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Mar 23, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1309 WHITE AVE, BELOIT, WI 53511-4757
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001892877
Date	Jun 1, 2010
Instrument	1892877

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company
Address	BROOKFIELD, WI 53005

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2040

July 2008: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCK WI
Recording Date	Jul 2, 2008
Property Address	1309 WHITE AVE, BELOIT, WI 53511-4757
Document Number	0001835730
Instrument Date	Jun 16, 2008
Instrument	1835730
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	00000

Tax Assessment & Valuation

The 2025 property tax bill for 1309 White Ave was $2,299.

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,299.00	$140,400 Land $15,600 Building $124,800	$154,200
2023	$1,944.00	$123,300 Land $15,300 Building $108,000	$140,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1309 White Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1309 White Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 742 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bug Tussel Wireless, LiteWire, T-Mobile.

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