Maricopa County property record for 1309 W Cove Dr, Gilbert, AZ 85233
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,299 sqft · built 2000 |
| Lot Size | 0.188 acres (8,215 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,058 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Apr 2021 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 302-30-496 |
| Primary APN | 302-30-496 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,299 sqft Living Area |
| 1st Floor Area | 2,299 sqft |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 8,215 sqft (0.188 acres) |
| View / Lot | Lake |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 150 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 1309 W COVE DR |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85233-6632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | HARBOR POINT MCR 283-15 |
| Legal Range | 05E |
| Legal Township | 01S |
| Legal Section | 14 |
| Legal Quarter | SW |
| Quarter-Quarter Section | NE |
| Legal Subdivision | HARBOR POINT |
| Legal Lot Number | 19 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 422305 |
1309 W Cove Dr is owned and occupied by an individual who acquired it in April 2021.
Source: Maricopa County records, as of November 20, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 1309 W COVE DR, GILBERT, AZ 85233-6632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITYWIDE HOME LOANS |
| Apr 28, 2021 | Beneficiary Deed, Transfer |
| Sep 20, 2018 | Affidavit of Death, Transfer |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2021 |
| Deed Sale | Apr 28, 2021 |
| Prior Sale | Oct 4, 2004 · Amount on File |
| Deed Document Number | 20210475852 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 1309 W COVE DR, GILBERT, AZ 85233-6632 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Title Company | CLEAR TITLE AGENCY OF AZ |
| Name | Verified Name |
|---|---|
| Address | 1309 W COVE DR, GILBERT, AZ 85233-6632 |
| Document Number | 0001149757 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 20201149757 |
| Name | CITYWIDE HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | SANDY, UT 84070 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Apr 28, 2021 |
| Property Address | 1309 W COVE DR, GILBERT, AZ 85233-6632 |
| Document Number | 0000475852 |
| Map Reference | MB 283 PG 15 |
| Instrument Date | Apr 28, 2021 |
| Instrument | 20210475852 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1309 W COVE DR, 1309, GILBERT, AZ 85233-6632 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Sep 20, 2018 |
| Property Address | 1309 W COVE DR, GILBERT, AZ 85233-6632 |
| Document Number | 0000708622 |
| Instrument Date | Sep 14, 2018 |
| Instrument | 708622 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1309 W COVE DR GILBERT AZ 852336632, GILBERT, AZ 85233-6632 |
The 2025 property tax bill for 1309 W Cove Dr was $4,058.
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $65,370 | $653,700 Land $130,700 Building $523,000 | |
| 2025 | $4,058.00 | ||
| 2024 | $67,770 | $677,700 Land $135,500 Building $542,200 | |
| 2023 | $3,911.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1309 W Cove Dr in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2014 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1309 W Cove Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Arizona Network Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 400 / 400 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, WeLink Communications.
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