Union County and Linden City property record for 1309 Summit Ter, Linden, NJ 07036
| Property Type | Single Family Home |
|---|---|
| Details | 1,942 sqft · built 1938 |
| Lot Size | 0.149 acres (6,499 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,000 (Sep 2021) |
| Tax Bill | $14,661 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jan 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00305-0000-00002 |
| Primary APN | 09-00305-0000-00002 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,942 sqft Living Area |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Construction Type | Frame |
| Lot Area | 6,499 sqft (0.149 acres) |
| Lot Dimensions | 100 ft deep x 65 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 1309 SUMMIT TER |
|---|---|
| City | LINDEN |
| State | NJ |
| Zip | 07036-3915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | ADDITIONAL LOTS: 199,265B/268A |
| Legal Subdivision | SUNNYSIDE MANOR SEC 01 |
| Legal Block | 305 |
| Legal Lot Number | 2 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | LINDEN |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 34800 |
Source: Union County and Linden City records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1309 SUMMIT TER, LINDEN, NJ 07036-3915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jan 9, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jan 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Sep 13, 2021 | Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jul 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JERSEY MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2021 · Amount on Record |
| Deed Sale | Sep 13, 2021 · Amount on Record |
| Prior Sale | Oct 20, 2003 · Amount on Record |
| Deed Document Number | 20219190 |
| Deed Book / Page | 6429 / 2746 |
| Prior Transfer Date | Feb 17, 2000 |
| Prior Transfer Doc | 0000077663 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 1309 SUMMIT TER, LINDEN, NJ 07036-3915 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC OH |
| Name | Verified Name |
|---|---|
| Address | 1309 SUMMIT TER, LINDEN, NJ 07036-3915 |
| Document Number | 0157382039 |
|---|---|
| Date | Dec 23, 2025 |
| Book Page | 15738/2039 |
| Instrument | 86735 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 21, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 1309 SUMMIT TER, LINDEN, NJ 07036-3915 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 1309 SUMMIT TER, LINDEN, NJ 07036-3915 |
| Document Number | 0153212163 |
|---|---|
| Date | Jan 9, 2023 |
| Book Page | 15321/2163 |
| Instrument | 47483 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Dec 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 1309 SUMMIT TER, LINDEN, NJ 07036-3915 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Title Company | LAND TRACK TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0151512766 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 15151/2766 |
| Instrument | 30309 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 13, 2021 |
| Property Address | 1309 SUMMIT TER, LINDEN, NJ 07036-3915 |
| Document Number | 0064292746 |
| Book / Page | 6429 / 2746 |
| Instrument Date | Aug 15, 2021 |
| Instrument | 9190 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2021 |
| Title Company | AMTRUST TITLE INSURANCE COMPANY, AMTRUST TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,935.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1309 SUMMIT TER, 1309, LINDEN, NJ 07036-3915 |
| Name | Verified Name |
|---|---|
| Address | 1309 SUMMIT TER, LINDEN, NJ 07036-3915 |
| Document Number | 20645 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 20645 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 1309 SUMMIT TER, LINDEN, NJ 07036-3915 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0145722028 |
|---|---|
| Date | Jul 8, 2019 |
| Book Page | 14572/2028 |
| Instrument | 675116 |
| Name | JERSEY MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CRANFORD, NJ 07016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Union County and Linden City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Linden City |
| Unified School District | Linden City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $199,600 (-) Land $69,300 Building $130,300 | $199,600 (-) Land $69,300 Building $130,300 | |
| 2025 | $14,661.00 (+4.46%) | $199,600 (-) Land $69,300 Building $130,300 | $199,600 (-) Land $69,300 Building $130,300 |
| 2024 | $14,035.00 (+13.22%) | ||
| 2023 | $199,600 Land $69,300 Building $130,300 | $199,600 Land $69,300 Building $130,300 | |
| 2022 | $12,396.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2010–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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