Linn County property record for 1309 Summit St, Center Point, IA 52213
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,444 sqft · built 1900 |
| Lot Size | 0.855 acres (37,242 sqft) |
| Owner | Individual Name on File |
| Last Sale | $174,500 (Dec 2023) |
| Tax Bill | $3,166 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05092-51026-00000 |
| Primary APN | 05092-51026-00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,444 sqft Living Area |
| 1st Floor Area | 574 sqft |
| Basement Area | 287 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Multi-Level |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 37,242 sqft (0.855 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 351 sqft |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1309 SUMMIT ST |
|---|---|
| City | CENTER POINT |
| State | IA |
| Zip | 52213-9435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 IRR SUR NW-EX R/W & NW 20 NE 120.12 FT LOT 16 |
| Legal Range | 08 |
| Legal Township | 85 |
| Legal Section | 09 |
| Legal Lot Number | 15,16 |
| Jurisdiction | LINN IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 10200 |
1309 Summit St is owned and occupied by an individual who bought it in December 2023.
Source: Linn County records, as of October 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1309 SUMMIT ST, CENTER POINT, IA 52213-9435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 12, 2023 | Warranty Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING |
| Nov 27, 2019 | Warranty Deed, Transfer WATERSTONE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2023 · Amount on File |
| Deed Sale | Dec 12, 2023 · Amount on File |
| Prior Sale | Nov 27, 2019 · Amount on File |
| Deed Book / Page | 11522 / 34376 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINN IA |
| Recording Date | Dec 12, 2023 |
| Property Address | 1309 SUMMIT ST, CENTER POINT, IA 52213-9435 |
| Document Number | 1152234376 |
| Book / Page | 11522 / 34376 |
| Map Reference | VOL 323 PG 282 |
| Instrument Date | Dec 4, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $278.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1309 SUMMIT ST, CENTER POINT, IA 52213-9435 |
| Document Number | 1152234378 |
|---|---|
| Date | Dec 12, 2023 |
| Instrument | 11522/34378 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINN IA |
| Recording Date | Nov 27, 2019 |
| Property Address | 1309 SUMMIT ST, CENTER POINT, IA 52213-9435 |
| Document Number | 0105160100 |
| Book / Page | 010516 / 000100 |
| Instrument Date | Nov 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $204.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1309 SUMMIT ST CENTER POINT IA 522139435, CENTER POINT, IA 52213-9435 |
| Document Number | 105160101 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 010516/000101 |
| Name | WATERSTONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 26, 2049 |
The 2025 property tax bill for 1309 Summit St was $3,166.
Source: Linn County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Linn County |
| Municipality | Center Point City |
| Unified School District | Center Point-Urbana Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $155,200 (-) Land $22,900 Building $132,300 | $155,200 (-) Land $22,900 Building $132,300 | |
| 2025 | $3,166.00 | $155,200 Land $22,900 Building $132,300 | $155,200 Land $22,900 Building $132,300 |
| 2024 | $3,166.00 | ||
| 2023 | $171,200 Land $22,900 Building $148,300 | $171,200 Land $22,900 Building $148,300 | |
| 2022 | $2,770.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1309 Summit St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2003–2008) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1309 Summit St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTER POINT WATER SUPPLY serves 2,579 people · EPA ID IA5718006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| USA Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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