1309 Saratoga, Waco, TX 76705 Property Records

McLennan County property record for 1309 Saratoga, Waco, TX 76705 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage1,374 sqft Living Area
Lot Size8,860 sqft (0.203 acres)
GarageAttached, 478 sqft
OccupancyOwner Occupied
Tax Bill$4,817.00 (2024)

Owner

Source: McLennan County records · APN 280120010009020

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1309 SARATOGA, WACO, TX 76705-2368
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 27, 2015
Deed SaleJul 27, 2015
Prior SaleMay 01, 2009
Deed Doc Number2015023108
Record RefreshedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address1309 SARATOGA, WACO, TX 76705-2368
Transaction TypeMortgage
Record UpdatedJan 04, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018180
DateMay 11, 2021
Instrument2021018180
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term298 Months
DueMar 01, 2046

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityBellmead City
CountyMcLennan County
Unified School DistrictLa Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$229,830 (+11.48%) Land $20,290 Building $209,540$229,830 (+11.48%) Land $20,290 Building $209,540
2024$4,817.00 (+30.61%)
2023$206,170 Land $20,290 Building $185,880$206,170 Land $20,290 Building $185,880
2022$3,688.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 44% of the US · above 17% of Texas
Wildfire LikelihoodAbout 1 in 1,587 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN280120010009020
Alternative APN
  • 313066

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Building Area1,374 sqft Living Area
Gross Area1,852 sqft Gross Area
1st Floor1,374 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2005
Exterior MaterialBrick Exterior
Construction TypeBrick Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialComposition Shingle Roof
Lot Area8,860 sqft (0.203 acres)
Driveway1 Driveway
Driveway Area775 sqft Driveway
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area478 sqft Garage

Exterior Amenities

FenceFence
Patio Area120 sqft Patio
PorchOpen Porch
Porch Area202 sqft Porch
Storage Building48 sqft Storage Building

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number313066
Street Address1309 SARATOGA
CityWACO
StateTX
Zip76705-2368
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOLONIAL ESTATES LOT 2 BLOCK 9 ACRES .2034
Legal SubdivisionCOLONIAL ESTATES
Legal Block9
Legal Lot Number2
JurisdictionMCLENNAN TX
Minor Civil DivisionWACO
Census Blockgroup3
Census Block3025
Census Tract1700

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